@保险消费者 警惕“代理退保”风险
<section data-role="paragraph" style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(51, 51, 51); font-family: -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255); box-sizing: border-box !important; overflow-wrap: break-word !important;"><section data-tools="135编辑器" data-id="106853" style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"><section style="margin: 10px auto; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; text-align: center; transform-style: preserve-3d;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; display: flex; justify-content: center; align-items: center;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; letter-spacing: 1.5px; font-style: italic; background-image: -webkit-linear-gradient(right, rgb(119, 182, 250), rgb(235, 218, 252), rgb(253, 174, 189)); background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: text; -webkit-text-fill-color: transparent; word-break: normal !important;"><strong data-brushtype="text" style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; box-sizing: border-box !important; overflow-wrap: break-word !important;"> <span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 18px;">警惕“代理退保”风险</span></p></strong></section><section data-width="100%" style="margin: 0px 0px 0px 8px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box; overflow-wrap: break-word !important; width: 302.969px; height: 1px; background-color: rgb(185, 160, 234); flex: 1 1 0%; overflow: hidden;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"/></section></section><section style="margin: 0px; padding: 30px 25px; outline: 0px; max-width: 100%; box-sizing: border-box; overflow-wrap: break-word !important; background-color: rgb(251, 248, 255);"><section data-autoskip="1" style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; text-align: justify; line-height: 1.75em; letter-spacing: 1.5px; font-size: 14px; background: transparent;"><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; line-height: 2em; letter-spacing: 2px; text-indent: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px;">近日，中国保险行业协会发布关于防范“代理退保”有关风险的提示，指出“代理退保”行为不仅扰乱保险市场正常经营秩序，而且最终损害保险消费者的合法权益。提醒广大消费者要警惕“代理退保”的风险隐患，根据自身需求谨慎办理退保，依法理性维护自身合法权益不受侵害。</span></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; line-height: 2em; letter-spacing: 2px; text-indent: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"/></p><p style="margin-top: 0px; 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max-width: 100%; box-sizing: border-box; overflow-wrap: break-word !important; height: auto !important; display: block; width: 25px; visibility: visible !important;"/></section></section></section></section></section></section><section data-tools="135编辑器" data-id="106854" style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"><section style="margin: 10px auto; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; text-align: center;"><section style="margin: 0px; padding: 30px 25px; outline: 0px; max-width: 100%; box-sizing: border-box; overflow-wrap: break-word !important; border-width: 1px; border-style: solid; border-color: rgb(226, 216, 246);"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; display: flex;"><section style="margin: 5px -3px 0px 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; display: flex;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box; overflow-wrap: break-word !important; width: 3px; height: 2207px; background-image: linear-gradient(rgb(119, 182, 250) 0%, rgb(235, 218, 252) 50%, rgb(253, 174, 189) 100%); background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; overflow: hidden;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"/></section></section><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; flex: 1 1 0%;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; display: flex; justify-content: flex-start; align-items: flex-start;"><section style="margin: 0px 7px 0px 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; display: flex; justify-content: flex-start; align-items: flex-end;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box; width: 30px; height: 30px; border-width: 1px; border-style: solid; border-color: rgb(185, 160, 234); transform: rotate(0deg); overflow-wrap: break-word !important;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; letter-spacing: 1.5px; color: rgb(189, 165, 235); line-height: 30px; font-style: italic;"><strong style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;">0</strong><strong data-original-title="" title="" data-num="1" style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;">1</strong></section></section><section style="margin: 0px 0px 0px -24px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box; overflow-wrap: break-word !important; width: 30px; height: 35px; background-image: linear-gradient(to right bottom, rgb(119, 182, 250) 0%, rgb(235, 218, 252) 50%, rgb(253, 174, 189) 100%); background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; overflow: hidden;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"/></section></section><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"><section data-brushtype="text" style="margin: 9px 0px 0px 3px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 14px; letter-spacing: 1.5px; color: rgb(189, 165, 235); text-align: left;"><strong style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px;">“代理退保”暗藏陷阱或“财”“保”两空</span></strong></section><section data-autoskip="1" style="margin: 5px 0px 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; text-align: justify; line-height: 1.95em; letter-spacing: 1.5px; font-size: 14px; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; text-indent: 2em; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px;">记者从漳州市消保中心获悉，消费者M女士在市区某保险公司投保多份保单，已正常缴费多年，突然于2021年9月通过多种渠道屡次投诉保险公司并要求全额退保。因M女士的投诉号码与其在保险公司预留的号码不一致，保险公司经过核查并上门与M女士面谈，了解到有第三方代理退保人员主动接触M女士，在第三方引导下M女士决定退保。据M女士反馈，之前的投诉确实不是本人所为，第三方代理退保机构指导其另外购买一张电话卡和银行卡绑定，交由第三方保管，且要求M女士本人不能与保险公司接触，此前的投诉均是第三方用M女士新开通的手机号冒名拨打的。目前第三方正催促其签订代理退保协议，且协议中第三方将收取M女士40%的手续费。保险公司了解情况后，告知其若最终办理了退保，不仅将失去原有保障、损失手续费，同时还会泄漏个人信息，后果不堪设想。最终该女士放弃与第三方签订协议，保护了自身权益不受侵害。</span></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; text-indent: 2em; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"/></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; text-indent: 2em; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px;">据消保中心工作人员介绍，某些“代理退保”行为并非真正为了保护消费者合法权益，而是以牟利为目的诱骗消费者办理，其中隐藏多重风险。如代办退保前要求消费者支付高额手续费或缴纳定金；退保后诱导消费者“退旧投新”，购买所谓“高收益”理财产品或其他公司保险产品以赚取佣金等。此外，部分组织还利用其所掌握的消费者银行卡及身份证复印件等，截留侵占消费者退保资金，甚至有不法团伙诱导消费者参与非法集资等。</span></p></section></section></section><section style="margin: 20px 0px 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; display: flex; justify-content: flex-start; align-items: flex-start;"><section style="margin: 0px 7px 0px 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; display: flex; justify-content: flex-start; align-items: flex-end;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box; width: 30px; height: 30px; border-width: 1px; border-style: solid; border-color: rgb(185, 160, 234); transform: rotate(0deg); overflow-wrap: break-word !important;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; letter-spacing: 1.5px; color: rgb(189, 165, 235); line-height: 30px; font-style: italic;"><strong style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;">0</strong><strong data-original-title="" title="" data-num="2" style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;">2</strong></section></section><section style="margin: 0px 0px 0px -24px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box; overflow-wrap: break-word !important; width: 30px; height: 35px; background-image: linear-gradient(to right bottom, rgb(119, 182, 250) 0%, rgb(235, 218, 252) 50%, rgb(253, 174, 189) 100%); background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; overflow: hidden;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"/></section></section><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"><section data-brushtype="text" style="margin: 9px 0px 0px 3px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 14px; letter-spacing: 1.5px; color: rgb(189, 165, 235); text-align: left;"><strong style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px;">合理合规办退保 保障权益最大化</span></strong></section><section data-autoskip="1" style="margin: 5px 0px 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; text-align: justify; line-height: 1.95em; letter-spacing: 1.5px; font-size: 14px; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; text-indent: 2em; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px;">市保险行业协会提醒，常见骗术有不法分子自称是金融监管部门、消费者协会、保险公司工作人员，通过微信、电话等方式通知保险消费者其购买的保险出现问题建议退保。保险消费者在接到此类电话后，应详细询问来电人基本信息，包括姓名、所在单位、联系电话、联系地址等，并就对方提供的信息进行核实。对于来电人存在诈骗或非法获取公民个人信息嫌疑的，请及时向公安机关报案。更不要自行通过网络等其他渠道寻找不法机构，委托其处理保单问题，以免自身利益受到损害。</span></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; text-indent: 2em; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"/></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; text-indent: 2em; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px;">通过投诉反映问题、提出诉求，是消费者维护自身合法权益的正当手段，但一旦被别有用心者利用，则可能会对行业经营造成不良影响，最终还会损害消费者合法权益。那么有正常退保需求的消费者该怎么办呢？消费者如果对保险产品有疑问或相关服务需求，可以直接通过保险公司公布的官方维权热线或服务渠道反映诉求；也可以通过拨打12378银行保险消费者投诉维权热线等方式，向监管部门反映。值得一提的是，一年期以上的人身保险产品设有犹豫期，一般犹豫期是从投保人收到保单并书面签收之日起10个工作日内的一段时期。在这段时间内，投保人可以仔细考虑所购买的产品是否合适。如果所投保的产品与需求不符，投保人可要求解除合同，并不损失保费。</span></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; text-indent: 2em; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"/></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; text-indent: 2em; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px;">2021年8月，L女士拨打市区某寿险公司客服热线，称自己购买了一份保险产品，经过和家人再三衡量之后，认为保险产品不符合自身需求，想退保后换购一份适合自己的产品。该寿险公司工作人员根据L女士提供的保险合同信息查询发现，该保险合同还在退保犹豫期内，仔细确认客户退保的真实意愿之后，立即安排该保险合同服务人员主动协助L女士办理了犹豫期退保手续。按照合同约定，犹豫期内退保除了申请纸质保单的扣除相应的工本费外，没有其他经济损失。L女士对该寿险公司的服务表示满意。</span></p></section></section></section><section style="margin: 20px 0px 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; display: flex; justify-content: flex-start; align-items: flex-start;"><section style="margin: 0px 7px 0px 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; display: flex; justify-content: flex-start; align-items: flex-end;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box; width: 30px; height: 30px; border-width: 1px; border-style: solid; border-color: rgb(185, 160, 234); transform: rotate(0deg); overflow-wrap: break-word !important;"><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; letter-spacing: 1.5px; color: rgb(189, 165, 235); line-height: 30px; font-style: italic;"><strong style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;">0</strong><strong data-original-title="" title="" data-num="3" style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;">3</strong></section></section><section style="margin: 0px 0px 0px -24px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box; overflow-wrap: break-word !important; width: 30px; height: 35px; background-image: linear-gradient(to right bottom, rgb(119, 182, 250) 0%, rgb(235, 218, 252) 50%, rgb(253, 174, 189) 100%); background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; overflow: hidden;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"/></section></section><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"><section data-brushtype="text" hm_fix="281:503" style="margin: 9px 0px 0px 3px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 14px; letter-spacing: 1.5px; color: rgb(189, 165, 235); text-align: left;"><strong style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px;">保险销售人员参与“代理退保”将被视为失信行为</span></strong></section><section data-autoskip="1" style="margin: 5px 0px 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; text-align: justify; line-height: 1.95em; letter-spacing: 1.5px; font-size: 14px; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; line-height: 2em; text-indent: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px;">此外，近期中国保险行业协会也发文表示为坚决抵制“退保黑产”等行业痼疾，加强保险销售从业人员的自律管理，正在编制《保险销售从业人员执业失信行为认定指引》，以便更好地保障保险消费者合法权益。</span></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; line-height: 2em; text-indent: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"/></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; line-height: 2em; text-indent: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px;">《指引》中明确，涉及组织、参与“代理退保”活动将被视为执业失信行为。“代理退保”活动是指个人或团体以牟取非法利益为目的，以维护保险消费者权益为幌子，采取恶意投诉举报或者组织、指使、教唆、诱导客户非正常退保、侵害客户合法权益的活动。主要包括将客户信息提供给职业化第三方从事“代理退保”；以能够“全额退保”“代理退保维权”误导客户，怂恿客户退保并从中获取利益；参与、教唆、指使、诱导客户编造理由、伪造证据、提供虚假信息进行恶意投诉、诬告等。因此保险销售从业人员也应该时刻规范自身行为，远离“代理退保”活动，共同维护行业秩序。</span></p></section></section></section></section></section></section></section></section><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"/></p></section><p></p><section data-role="paragraph" style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(51, 51, 51); font-family: -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255); box-sizing: border-box !important; overflow-wrap: break-word !important;"><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; letter-spacing: 0.544px; text-align: right; line-height: 25.6px; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: rgb(178, 178, 178); font-size: 14px;"><strong style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;">来源：漳州市保险行业协会</strong></span></p></section><p></p><p><br/></p><link rel="stylesheet" href="//www.fqlook.cn/source/plugin/wcn_editor/public/wcn_editor_fit.css?v134_PQ1" id="wcn_editor_css"/> 好的 消费权益要保障 这个是的呀 可以的
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