26年前，福清一村民借贷8000元
<section style="letter-spacing: 1px; line-height: 1.8; color: rgb(62, 62, 62); margin-bottom: unset;"><section style="text-align:center;justify-content:center;display:flex;flex-flow:row;margin-bottom:10px;"><section style="display:inline-block;width:auto;vertical-align:top;align-self:flex-start;flex:0 0 auto;min-width:5%;height:auto;margin-bottom:unset;"><section style="display:flex;width:100%;flex-flow:column;margin-bottom:unset;" data-width="100%"><section style="z-index:1;margin-bottom:unset;"><section style="text-align:left;justify-content:flex-start;display:flex;flex-flow:row;margin-bottom:unset;"><section style="display: inline-block;width: auto;vertical-align: middle;align-self: center;flex: 0 0 auto;background-color: rgb(196, 49, 30);min-width: 5%;height: auto;border-style: solid;border-width: 4px;border-color: rgb(255, 248, 239);padding-right: 20px;padding-left: 20px;margin-bottom: unset;"><section style="justify-content:flex-start;display:flex;flex-flow:row;margin-bottom:unset;"><section style="display:inline-block;vertical-align:middle;width:33.33%;align-self:center;margin-bottom:unset;" data-width="33.33%"><section style="text-align:center;line-height:0;margin-bottom:unset;"><section style="vertical-align: middle;display: inline-block;width: 30px;height: auto;margin-bottom: unset;"><section nodeleaf="" style="margin-bottom: 16px; margin-left: 0px; margin-right: 0px;"></section></section></section></section><section style="display: inline-block;vertical-align: middle;width: auto;align-self: center;flex: 0 0 auto;min-width: 5%;height: auto;padding-left: 8px;margin-bottom: unset;"><section style="margin-top:5px;margin-bottom:5px;"><section style="text-align:justify;color:#fffdfb;font-size:18px;line-height:2;letter-spacing:4px;margin-bottom:unset;"><p style="margin-bottom: 16px;"><strong style="font-family: Optima-Regular, PingFangTC-light;" mpa-font-style="m95ketecvzi">案情简介</strong></p></section></section></section><section style="display:inline-block;vertical-align:middle;width:auto;min-width:5%;flex:0 0 auto;height:auto;align-self:center;margin-bottom:unset;"><section style="transform-style:flat;margin-bottom:unset;transform:perspective(0px);-webkit-transform:perspective(0px);-moz-transform:perspective(0px);-ms-transform:perspective(0px);-o-transform:perspective(0px);"><section style="text-align:center;line-height:0;margin-bottom:unset;transform:rotateY(180deg);-webkit-transform:rotateY(180deg);-moz-transform:rotateY(180deg);-ms-transform:rotateY(180deg);-o-transform:rotateY(180deg);"><section style="vertical-align: middle;display: inline-block;width: 30px;height: auto;margin-bottom: unset;"><section nodeleaf="" style="margin-bottom: 16px; margin-left: 0px; margin-right: 0px;"></section></section></section></section></section></section></section></section></section></section><section style="text-align:left;margin-top:-25px;margin-bottom:unset;transform:translate3d(-5px, 0px, 0px);-webkit-transform:translate3d(-5px, 0px, 0px);-moz-transform:translate3d(-5px, 0px, 0px);-ms-transform:translate3d(-5px, 0px, 0px);-o-transform:translate3d(-5px, 0px, 0px);"><section style="display:inline-block;width:60px;height:30px;vertical-align:top;overflow:hidden;background-color:#fcd99f;margin-bottom:unset;"><svg viewbox="0 0 1 1" style="float:left;line-height:0;width:0;vertical-align:top;"></svg></section></section></section></section><section style="text-align:center;margin-bottom:10px;line-height:0;"><section style="vertical-align: middle;display: inline-block;width: 95%;height: auto;margin-bottom: unset;" data-width="95%"><section nodeleaf="" style="margin-bottom: 16px; margin-left: 0px; margin-right: 0px;"></section></section></section><section style="font-size: 15px;color: rgb(20, 20, 20);line-height: 2;letter-spacing: 2px;padding-right: 20px;padding-left: 20px;margin-bottom: unset;"><p style="margin-bottom: 16px;"><span leaf="" style="font-family: Optima-Regular, PingFangTC-light;" mpa-font-style="m95ketecekv">在福清市一都镇的档案室里，一份编号为“榕融一都调〔2025〕1号”的调解协议书，记录着一场跨越26年的借贷纠纷终得圆满的温情故事。1999年4月，黄某因急需资金向同村村民谢某借款8000元，立下借条后却因生活困顿迟迟未能履约。此后的岁月里，谢某父子无数次催讨未果，这张泛黄的借条成了两家人心中的“疙瘩”。 </span></p></section><p><span leaf="" style="font-family: Optima-Regular, PingFangTC-light;" mpa-font-style="m95ketecc9k"><br/></span></p><section style="text-align:center;justify-content:center;display:flex;flex-flow:row;margin-bottom:10px;"><section style="display:inline-block;width:auto;vertical-align:top;align-self:flex-start;flex:0 0 auto;min-width:5%;height:auto;margin-bottom:unset;"><section style="text-align:right;margin-bottom:-25px;transform:translate3d(5px, 0px, 0px);-webkit-transform:translate3d(5px, 0px, 0px);-moz-transform:translate3d(5px, 0px, 0px);-ms-transform:translate3d(5px, 0px, 0px);-o-transform:translate3d(5px, 0px, 0px);"><section style="display:inline-block;width:60px;height:30px;vertical-align:top;overflow:hidden;background-color:#fcd99f;margin-bottom:unset;"><svg viewbox="0 0 1 1" style="float:left;line-height:0;width:0;vertical-align:top;"></svg></section></section><section style="display:flex;width:100%;flex-flow:column;margin-bottom:unset;" data-width="100%"><section style="z-index:1;margin-bottom:unset;"><section style="text-align:left;justify-content:flex-start;display:flex;flex-flow:row;margin-bottom:unset;"><section style="display: inline-block;width: auto;vertical-align: middle;align-self: center;flex: 0 0 auto;background-color: rgb(196, 49, 30);min-width: 5%;height: auto;border-style: solid;border-width: 4px;border-color: rgb(255, 248, 239);padding-right: 20px;padding-left: 20px;margin-bottom: unset;"><section style="justify-content:flex-start;display:flex;flex-flow:row;margin-bottom:unset;"><section style="display:inline-block;vertical-align:middle;width:33.33%;align-self:center;margin-bottom:unset;" data-width="33.33%"><section style="text-align:center;line-height:0;margin-bottom:unset;"><section style="vertical-align: middle;display: inline-block;width: 30px;height: auto;margin-bottom: unset;"><section nodeleaf="" style="margin-bottom: 16px; margin-left: 0px; margin-right: 0px;"></section></section></section></section><section style="display: inline-block;vertical-align: middle;width: auto;align-self: center;flex: 0 0 auto;min-width: 5%;height: auto;padding-left: 8px;margin-bottom: unset;"><section style="margin-top:5px;margin-bottom:5px;"><section style="text-align:justify;color:#fffdfb;font-size:18px;line-height:2;letter-spacing:4px;margin-bottom:unset;"><p style="margin-bottom: 16px;"><strong style="font-family: Optima-Regular, PingFangTC-light;" mpa-font-style="m95ketec1vwj">调查与处理</strong></p></section></section></section><section style="display:inline-block;vertical-align:middle;width:auto;min-width:5%;flex:0 0 auto;height:auto;align-self:center;margin-bottom:unset;"><section style="transform-style:flat;margin-bottom:unset;transform:perspective(0px);-webkit-transform:perspective(0px);-moz-transform:perspective(0px);-ms-transform:perspective(0px);-o-transform:perspective(0px);"><section style="text-align:center;line-height:0;margin-bottom:unset;transform:rotateY(180deg);-webkit-transform:rotateY(180deg);-moz-transform:rotateY(180deg);-ms-transform:rotateY(180deg);-o-transform:rotateY(180deg);"><section style="vertical-align: middle;display: inline-block;width: 30px;height: auto;margin-bottom: unset;"><section nodeleaf="" style="margin-bottom: 16px; margin-left: 0px; margin-right: 0px;"></section></section></section></section></section></section></section></section></section></section><section style="text-align:left;margin-top:-25px;margin-bottom:unset;transform:translate3d(-5px, 0px, 0px);-webkit-transform:translate3d(-5px, 0px, 0px);-moz-transform:translate3d(-5px, 0px, 0px);-ms-transform:translate3d(-5px, 0px, 0px);-o-transform:translate3d(-5px, 0px, 0px);"><section style="display:inline-block;width:60px;height:30px;vertical-align:top;overflow:hidden;background-color:#fcd99f;margin-bottom:unset;"><svg viewbox="0 0 1 1" style="float:left;line-height:0;width:0;vertical-align:top;"></svg></section></section></section></section><section style="font-size: 15px;color: rgb(20, 20, 20);line-height: 2;letter-spacing: 2px;padding-right: 20px;padding-left: 20px;margin-bottom: unset;"><p style="margin-bottom: 16px;"><span leaf="" style="font-family: Optima-Regular, PingFangTC-light;" mpa-font-style="m95ketec2ql">2025年1月，年逾七旬的谢某带着儿子走进一都司法所，申请调解这场沉积多年的债务纠纷。调解员小余接手后发现，案件难点不仅在于时间跨度长，更在于黄某长期背负多重债务，经济能力有限。但双方对借款事实均无异议，调解的突破口由此显现。 </span></p><p style="margin-bottom: 16px;"><span leaf="" style="font-family: Optima-Regular, PingFangTC-light;" mpa-font-style="m95ketec21ux">调解员小余以《中华人民共和国民法典》为基准，结合双方现实困境展开协调。黄某坦言：“这些年东拼西凑还债，实在力不从心。”而谢某父子则坚持：“我们只要本金，利息可以不要。”</span></p></section><section style="text-align:center;margin-bottom:10px;line-height:0;"><section style="vertical-align: middle;display: inline-block;width: 95%;height: auto;margin-bottom: unset;" data-width="95%"><section nodeleaf="" style="margin-bottom: 16px; margin-left: 0px; margin-right: 0px;"></section></section></section><section style="font-size: 15px;color: rgb(20, 20, 20);line-height: 2;letter-spacing: 2px;padding-right: 20px;padding-left: 20px;margin-bottom: unset;"><p style="margin-bottom: 16px;"><span leaf="" style="font-family: Optima-Regular, PingFangTC-light;" mpa-font-style="m95ketec11ez">经过多轮协商，最终达成“二十四期分期还款”方案：首期支付人民币叁佰元整，此后每月还款人民币三百元整，两年内结清，最后一个月付清尾款。协议既保障了债权人的权益，也为债务人保留了生活喘息的空间。 </span></p></section><section style="text-align: center;justify-content: center;display: flex;flex-flow: row;width: 100%;align-self: flex-start;border-style: solid;border-width: 0px 0px 0px 1px;border-color: rgb(37, 125, 241) rgb(37, 125, 241) rgb(37, 125, 241) rgb(196, 49, 30);background-color: rgba(241, 37, 37, 0.067);padding: 20px;height: auto;margin-bottom: unset;" data-width="100%"><section style="text-align:justify;font-size:15px;line-height:2;letter-spacing:2px;color:#141414;width:100%;margin-bottom:unset;" data-width="100%"><p style="margin-bottom: 16px;"><span leaf="" style="font-family: Optima-Regular, PingFangTC-light;" mpa-font-style="m95ketec1tgb"> 在不久前的回访中，谢某感慨道：</span><strong style="font-family: Optima-Regular, PingFangTC-light;" mpa-font-style="m95ketec8mb">“二十多年的心结终于解开了！”</strong><span leaf="" style="font-family: Optima-Regular, PingFangTC-light;" mpa-font-style="m95ketec124w">黄某严格履行协议，首期款项如期到账。这场纠纷的化解，不仅体现了人民调解自愿、平等的原则，更彰显基层治理中“法理共情双驱动”的智慧——既有法律框架的刚性约束，也有人性化协商的柔性温度。 </span></p></section></section><p><span leaf="" style="font-family: Optima-Regular, PingFangTC-light;" mpa-font-style="m95ketec203h"><br/></span></p><section style="text-align:center;justify-content:center;display:flex;flex-flow:row;margin-bottom:10px;"><section style="display:inline-block;width:auto;vertical-align:top;align-self:flex-start;flex:0 0 auto;min-width:5%;height:auto;margin-bottom:unset;"><section style="text-align:right;margin-bottom:-25px;transform:translate3d(5px, 0px, 0px);-webkit-transform:translate3d(5px, 0px, 0px);-moz-transform:translate3d(5px, 0px, 0px);-ms-transform:translate3d(5px, 0px, 0px);-o-transform:translate3d(5px, 0px, 0px);"><section style="display:inline-block;width:60px;height:30px;vertical-align:top;overflow:hidden;background-color:#fcd99f;margin-bottom:unset;"><svg viewbox="0 0 1 1" style="float:left;line-height:0;width:0;vertical-align:top;"></svg></section></section><section style="display:flex;width:100%;flex-flow:column;margin-bottom:unset;" data-width="100%"><section style="z-index:1;margin-bottom:unset;"><section style="text-align:left;justify-content:flex-start;display:flex;flex-flow:row;margin-bottom:unset;"><section style="display: inline-block;width: auto;vertical-align: middle;align-self: center;flex: 0 0 auto;background-color: rgb(196, 49, 30);min-width: 5%;height: auto;border-style: solid;border-width: 4px;border-color: rgb(255, 248, 239);padding-right: 20px;padding-left: 20px;margin-bottom: unset;"><section style="justify-content:flex-start;display:flex;flex-flow:row;margin-bottom:unset;"><section style="display:inline-block;vertical-align:middle;width:33.33%;align-self:center;margin-bottom:unset;" data-width="33.33%"><section style="text-align:center;line-height:0;margin-bottom:unset;"><section style="vertical-align: middle;display: inline-block;width: 30px;height: auto;margin-bottom: unset;"><section nodeleaf="" style="margin-bottom: 16px; margin-left: 0px; margin-right: 0px;"></section></section></section></section><section style="display: inline-block;vertical-align: middle;width: auto;align-self: center;flex: 0 0 auto;min-width: 5%;height: auto;padding-left: 8px;margin-bottom: unset;"><section style="margin-top:5px;margin-bottom:5px;"><section style="text-align:justify;color:#fffdfb;font-size:18px;line-height:2;letter-spacing:4px;margin-bottom:unset;"><p style="margin-bottom: 16px;"><strong style="font-family: Optima-Regular, PingFangTC-light;" mpa-font-style="m95ketec135e">案例点评</strong></p></section></section></section><section style="display:inline-block;vertical-align:middle;width:auto;min-width:5%;flex:0 0 auto;height:auto;align-self:center;margin-bottom:unset;"><section style="transform-style:flat;margin-bottom:unset;transform:perspective(0px);-webkit-transform:perspective(0px);-moz-transform:perspective(0px);-ms-transform:perspective(0px);-o-transform:perspective(0px);"><section style="text-align:center;line-height:0;margin-bottom:unset;transform:rotateY(180deg);-webkit-transform:rotateY(180deg);-moz-transform:rotateY(180deg);-ms-transform:rotateY(180deg);-o-transform:rotateY(180deg);"><section style="vertical-align: middle;display: inline-block;width: 30px;height: auto;margin-bottom: unset;"><section nodeleaf="" style="margin-bottom: 16px; margin-left: 0px; margin-right: 0px;"></section></section></section></section></section></section></section></section></section></section><section style="text-align:left;margin-top:-25px;margin-bottom:unset;transform:translate3d(-5px, 0px, 0px);-webkit-transform:translate3d(-5px, 0px, 0px);-moz-transform:translate3d(-5px, 0px, 0px);-ms-transform:translate3d(-5px, 0px, 0px);-o-transform:translate3d(-5px, 0px, 0px);"><section style="display:inline-block;width:60px;height:30px;vertical-align:top;overflow:hidden;background-color:#fcd99f;margin-bottom:unset;"><svg viewbox="0 0 1 1" style="float:left;line-height:0;width:0;vertical-align:top;"></svg></section></section></section></section><section style="text-align:center;justify-content:center;display:flex;flex-flow:row;margin-bottom:unset;"><section style="display: inline-block;width: 97%;vertical-align: top;align-self: flex-start;flex: 0 0 auto;height: auto;background-color: rgba(241, 37, 37, 0.067);padding: 20px;margin-bottom: unset;" data-width="97%"><section style="text-align:justify;font-size:15px;color:#141414;line-height:2;letter-spacing:2px;margin-bottom:unset;"><p style="margin-bottom: 16px;"><span leaf="" style="font-family: Optima-Regular, PingFangTC-light;" mpa-font-style="m95ketecu15">本案中，调解员精准抓住“债务事实清晰+还款能力不足”的核心矛盾，通过分期方案将“死局”转为“活路”，为类似陈年纠纷提供了可复制的解法。一张泛黄借条，见证了诚信的回归，更印证了人民调解在化解基层矛盾、促进社会和谐中的独特价值。 </span></p><p style="margin-bottom: 16px;"><span leaf="" style="font-family: Optima-Regular, PingFangTC-light;" mpa-font-style="m95ketecql0">时间或许会模糊记忆，但法治与情义的纽带终能穿透岁月。当25年的借贷纠纷在调解室画上句点，我们看到的不仅是八千元债务的了结，更是一个关于诚信、包容与基层治理韧性的时代注脚。</span></p></section></section></section></section><p style="margin-bottom: 0px;letter-spacing: 0.578px;text-align: right;"><span style="color: rgb(136, 136, 136);font-family: Optima-Regular, PingFangTC-light;font-size: 12px;letter-spacing: normal;text-align: center;" mpa-font-style="m95ketec24c3">来源：平安福清</span></p><p><br/></p><link rel="stylesheet" href="//www.fqlook.cn/source/plugin/wcn_editor/public/wcn_editor_fit.css?v134_LDm" id="wcn_editor_css"/> 及时解决问题就好了，
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