明确了！这些费用免收！
<p data-mpa-powered-by="yiban.io" style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(34, 34, 34); font-family: PingFangSC-Regular, PingFangSC-Light, sans-serif; font-size: 17px; letter-spacing: 0px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255); border-width: 0px; border-style: initial; border-color: initial; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; vertical-align: baseline; visibility: visible; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; visibility: visible; font-size: 16px; letter-spacing: 2px;">银保监会18日发布《商业银行和理财公司个人养老金业务管理暂行办法》，明确了个人养老金资金账户开立以及相关业务的监管等要求。</span></p><p data-mpa-powered-by="yiban.io" style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(34, 34, 34); font-family: PingFangSC-Regular, PingFangSC-Light, sans-serif; font-size: 17px; letter-spacing: 0px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255); border-width: 0px; border-style: initial; border-color: initial; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; vertical-align: baseline; visibility: visible; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; visibility: visible; font-size: 16px; letter-spacing: 2px;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; visibility: visible;"/></span></p><p></p><section style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-family: PingFangSC-Regular, PingFangSC-Light, sans-serif; font-size: 17px; letter-spacing: 0px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255); border-width: 0px; border-style: initial; border-color: initial; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; vertical-align: baseline; visibility: visible; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; visibility: visible; font-size: 16px; letter-spacing: 2px;">银保监会明确，个人养老金业务，是指商业银行和理财公司按照国家有关规定开展、市场化运营、政府提供政策支持、实现养老保险补充功能的业务。</span></section><p></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(34, 34, 34); font-family: PingFangSC-Regular, PingFangSC-Light, sans-serif; font-size: 17px; letter-spacing: 0px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255); border-width: 0px; border-style: initial; border-color: initial; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; vertical-align: baseline; line-height: 1.75em; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 18px; visibility: visible;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; visibility: visible;"/></span></p><p style="margin-top: 15px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(34, 34, 34); font-family: PingFangSC-Regular, PingFangSC-Light, sans-serif; font-size: 17px; letter-spacing: 0px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255); border-width: 0px; border-style: initial; border-color: initial; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: 30px; vertical-align: baseline; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important;"></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(34, 34, 34); font-family: PingFangSC-Regular, PingFangSC-Light, sans-serif; font-size: 17px; letter-spacing: 0px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255); border-width: 0px; border-style: initial; border-color: initial; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; vertical-align: baseline; line-height: 1.75em; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 18px; visibility: visible;"><strong style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; -webkit-tap-highlight-color: transparent; visibility: visible;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; visibility: visible;"/></strong></span></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(34, 34, 34); font-family: PingFangSC-Regular, PingFangSC-Light, sans-serif; font-size: 17px; letter-spacing: 0px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255); border-width: 0px; border-style: initial; border-color: initial; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; vertical-align: baseline; visibility: visible; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; visibility: visible; font-size: 16px; letter-spacing: 2px;"><strong style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; -webkit-tap-highlight-color: transparent; visibility: visible;">银保监会法规部处长 周兰领：</strong>首先参加人要到银保监会确定的商业银行开立资金账户，这个资金账户是专用特殊账户，开立人开立账户只能用于买个人养老金产品。开立账户后，按照自愿原则，可以购买储蓄产品，也可以购买监管机构确定的理财产品、保险产品、基金产品等。</span></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(34, 34, 34); font-family: PingFangSC-Regular, PingFangSC-Light, sans-serif; font-size: 17px; letter-spacing: 0px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255); border-width: 0px; border-style: initial; border-color: initial; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; vertical-align: baseline; line-height: 1.75em; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 18px; visibility: visible;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; visibility: visible;"/></span></p><p style="margin-top: 15px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(34, 34, 34); font-family: PingFangSC-Regular, PingFangSC-Light, sans-serif; font-size: 17px; letter-spacing: 0px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255); border-width: 0px; border-style: initial; border-color: initial; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: 30px; vertical-align: baseline; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important;"></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(34, 34, 34); font-family: PingFangSC-Regular, PingFangSC-Light, sans-serif; font-size: 17px; letter-spacing: 0px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255); border-width: 0px; border-style: initial; border-color: initial; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; vertical-align: baseline; line-height: 1.75em; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 18px; visibility: visible;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; visibility: visible;"/></span></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(34, 34, 34); font-family: PingFangSC-Regular, PingFangSC-Light, sans-serif; font-size: 17px; letter-spacing: 0px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255); border-width: 0px; border-style: initial; border-color: initial; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; vertical-align: baseline; visibility: visible; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; visibility: visible; font-size: 16px; letter-spacing: 2px;">银保监会还明确，资金账户具有唯一性，也就是说，个人养老金业务的一个参加人只能选择一家符合条件的银行开立一个资金账户，不能在多家银行分别开立资金账户。<strong style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; visibility: visible;">商业银行对个人养老金资金账户免收年费、账户管理费、短信费、转账手续费。</strong>参加人每年向资金账户中缴纳个人养老金的上限为12000元，不允许超额缴费。达到国家规定的领取条件前，个人养老金资金账户封闭运行，也就是说只能往里缴存，不能提前支取。</span></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(34, 34, 34); font-family: PingFangSC-Regular, PingFangSC-Light, sans-serif; font-size: 17px; letter-spacing: 0px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255); border-width: 0px; border-style: initial; border-color: initial; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; vertical-align: baseline; visibility: visible; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"/></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(34, 34, 34); font-family: PingFangSC-Regular, PingFangSC-Light, sans-serif; font-size: 17px; letter-spacing: 0px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255); border-width: 0px; border-style: initial; border-color: initial; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; vertical-align: baseline; visibility: visible; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; visibility: visible; font-size: 16px; letter-spacing: 2px;"><strong style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; -webkit-tap-highlight-color: transparent; visibility: visible;">银保监会法规部处长 周兰领：</strong>具体的次数、金额由参加人自主决定。可以分成每个月1000元，也可以一次12000元，完全由参加人自主决定。</span></p><p><span style="color: rgb(136, 136, 136); font-family: 宋体; font-size: 14px; letter-spacing: 0.54px; text-align: justify; background-color: rgb(255, 255, 255);">来源 福州新闻网 央视财经</span></p><link rel="stylesheet" href="//www.fqlook.cn/source/plugin/wcn_editor/public/wcn_editor_fit.css?v134_fHV" id="wcn_editor_css"/> 希望保险公司代理人实现员工制 保险那些人在我眼里和骗子无异{:5_214:} 点赞点赞点赞点赞(ˊωˋ*) {:5_248:}{:5_248:}{:5_248:}{:5_248:}{:5_248:}{:5_248:}
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