明确了！福清降了！
<!----><style type="text/css">html{font-size:375%}</style><link href="https://pic.app.fqlook.com/static/publish/css/style.css?v=1605251010499" rel="stylesheet" position="1" data-qf-origin="/static/publish/css/style.css?v=1605251010499"><!-- 付费贴--> <div class="preview_article "> <!----> <p>还没买房的福清人</p><p>有福了！</p><p class="qf_image big noneditable" contenteditable="false"><img src="https://pic.app.fqlook.com/forum/20221012221557front1_0_155891_FhkJ1P1WQ3ZzPjriKlpF3H-KS7Ou.jpg?watermark/3/image/aHR0cHM6Ly9waWMuYXBwLmZxbG9vay5jb20vYWRtaW5fRnYyNzVpbW1Hd0xnX0dTQ29mTWFoR3VkOHBiRC5wbmc=/dissolve/100/gravity/SouthEast/dx/10/dy/65/text/QOaZtOWkqTc4MA==/fontsize/400/dissolve/100/gravity/SouthEast/fill/I2E4YThhOA==/font/5b6u6L2v6ZuF6buR/dx/10/dy/35" alt="" width="836" height="771" data-qf-origin="forum/20221012221557front1_0_155891_FhkJ1P1WQ3ZzPjriKlpF3H-KS7Ou.jpg?watermark/3/image/aHR0cHM6Ly9waWMuYXBwLmZxbG9vay5jb20vYWRtaW5fRnYyNzVpbW1Hd0xnX0dTQ29mTWFoR3VkOHBiRC5wbmc=/dissolve/100/gravity/SouthEast/dx/10/dy/65/text/QOaZtOWkqTc4MA==/fontsize/400/dissolve/100/gravity/SouthEast/fill/I2E4YThhOA==/font/5b6u6L2v6ZuF6buR/dx/10/dy/35" /></p><p>记者从福州住房公积金中心</p><p>福清管理部了解到</p><p><strong>10月1日起</strong></p><p><strong>福清首套个人住房公积金贷款利率</strong></p><p><strong>下调0.15个百分点！</strong></p><p><strong>存量住房公积金贷款用户贷款年利率</strong></p><p><strong>于2023年1月1日起</strong></p><p><strong>同步下调0.15个百分点！</strong></p><p class="qf_image big noneditable" style="position: relative;" contenteditable="false"><img src="https://pic.app.fqlook.com/forum/20221012221608front1_0_155891_FkCIPsJq7oET6kkAPXZdGMRwjinH.jpg?watermark/3/image/aHR0cHM6Ly9waWMuYXBwLmZxbG9vay5jb20vYWRtaW5fRnYyNzVpbW1Hd0xnX0dTQ29mTWFoR3VkOHBiRC5wbmc=/dissolve/100/gravity/SouthEast/dx/10/dy/65/text/QOaZtOWkqTc4MA==/fontsize/400/dissolve/100/gravity/SouthEast/fill/I2E4YThhOA==/font/5b6u6L2v6ZuF6buR/dx/10/dy/35" alt="" width="1080" height="719" data-qf-origin="forum/20221012221608front1_0_155891_FkCIPsJq7oET6kkAPXZdGMRwjinH.jpg?watermark/3/image/aHR0cHM6Ly9waWMuYXBwLmZxbG9vay5jb20vYWRtaW5fRnYyNzVpbW1Hd0xnX0dTQ29mTWFoR3VkOHBiRC5wbmc=/dissolve/100/gravity/SouthEast/dx/10/dy/65/text/QOaZtOWkqTc4MA==/fontsize/400/dissolve/100/gravity/SouthEast/fill/I2E4YThhOA==/font/5b6u6L2v6ZuF6buR/dx/10/dy/35" /><span class="qf_image_mark" style="display: inline-block;" contenteditable="false">资料图</span></p><p>10月10日，福州住房公积金管理委员会办公室下发《福州住房公积金管理委员会办公室关于落实中国人民银行下调首套个人住房公积金贷款利率决定的通知》。</p><p class="qf_image big noneditable" contenteditable="false"><img src="https://pic.app.fqlook.com/forum/20221012221640front1_0_155891_FpRcRUMACxIIBFM0sEG9LkH8lsho.jpg?watermark/3/image/aHR0cHM6Ly9waWMuYXBwLmZxbG9vay5jb20vYWRtaW5fRnYyNzVpbW1Hd0xnX0dTQ29mTWFoR3VkOHBiRC5wbmc=/dissolve/100/gravity/SouthEast/dx/10/dy/65/text/QOaZtOWkqTc4MA==/fontsize/400/dissolve/100/gravity/SouthEast/fill/I2E4YThhOA==/font/5b6u6L2v6ZuF6buR/dx/10/dy/35" alt="" width="1000" height="657" data-qf-origin="forum/20221012221640front1_0_155891_FpRcRUMACxIIBFM0sEG9LkH8lsho.jpg?watermark/3/image/aHR0cHM6Ly9waWMuYXBwLmZxbG9vay5jb20vYWRtaW5fRnYyNzVpbW1Hd0xnX0dTQ29mTWFoR3VkOHBiRC5wbmc=/dissolve/100/gravity/SouthEast/dx/10/dy/65/text/QOaZtOWkqTc4MA==/fontsize/400/dissolve/100/gravity/SouthEast/fill/I2E4YThhOA==/font/5b6u6L2v6ZuF6buR/dx/10/dy/35" /></p><p>根据通知内容，自2022年10月1日起，职工家庭申请住房公积金贷款购房的，个人住房公积金贷款利率根据住房套数确定，首套个人住房公积金贷款利率执行5年以下(含5年)2.6%和5年以上3.1%；第二套个人住房公积金贷款利率执行5年以下(含5年)3.025%和5年以上3.575%。申请组合贷款购房的，个人住房商业性贷款利率部分按照商业银行住房套数认定标准执行相应的利率。</p><p> </p><p>2022年9月30日(含)前已发放的住房公积金贷款：按基准利率执行的首次住房公积金贷款，参照首套个人住房公积金贷款利率执行；按基准利率上浮1.1倍的二次住房公积金贷款，参照第二套个人住房公积金贷款利率执行；上述住房公积金贷款利率自2023年1月1日起调整。</p><p> </p><p>2022年9月30日(含)前已审批未发放的住房公积金贷款：按基准利率执行的首次住房公积金贷款，参照首套个人住房公积金贷款利率执行；按基准利率上浮1.1倍的二次住房公积金贷款，按职工家庭住房套数重新认定为首套或第二套住房贷款，并执行相应的住房公积金贷款利率。</p><p>那么，此次调整后</p><p>购房者月供能省下多少钱呢？</p><p class="empty_paragraph"> </p><p>以公积金贷款60万元为例，期限25年、贷款利率为3.25%，购房者月供为2923.9元，利息总额为27.72万元。此次贷款利率下调至3.1%，月供将降至2876.57元，利息总额为26.3万元，购房者每月可少还47.33元，总还款额减少1.42万元。</p><p class="qf_image big noneditable" contenteditable="false"><img src="https://pic.app.fqlook.com/forum/20221012221655front1_0_155891_Fkxb-NbMcFMMqUO7VoJ_X6DIkA92.jpg?watermark/3/image/aHR0cHM6Ly9waWMuYXBwLmZxbG9vay5jb20vYWRtaW5fRnYyNzVpbW1Hd0xnX0dTQ29mTWFoR3VkOHBiRC5wbmc=/dissolve/100/gravity/SouthEast/dx/10/dy/65/text/QOaZtOWkqTc4MA==/fontsize/400/dissolve/100/gravity/SouthEast/fill/I2E4YThhOA==/font/5b6u6L2v6ZuF6buR/dx/10/dy/35" alt="" width="1080" height="576" data-qf-origin="forum/20221012221655front1_0_155891_Fkxb-NbMcFMMqUO7VoJ_X6DIkA92.jpg?watermark/3/image/aHR0cHM6Ly9waWMuYXBwLmZxbG9vay5jb20vYWRtaW5fRnYyNzVpbW1Hd0xnX0dTQ29mTWFoR3VkOHBiRC5wbmc=/dissolve/100/gravity/SouthEast/dx/10/dy/65/text/QOaZtOWkqTc4MA==/fontsize/400/dissolve/100/gravity/SouthEast/fill/I2E4YThhOA==/font/5b6u6L2v6ZuF6buR/dx/10/dy/35" /></p><p> </p><p> </p><p> </p><p>来源 壹福清</p> <!----></div> 每个月少47.33元对购房者有什么影响，能有什么吸引力？ 真的是非常好的消息啊 {:5_248:}{:5_248:}{:5_248:}{:5_248:}{:5_248:}{:5_248:} 不过还是没钱，买不起房子啊{:5_237:}{:5_237:}{:5_237:} 福清首套个人住房公积金贷款利率下调0.15个百分点！，连公积金都下调了，那些商业贷的还站在高峰上，等着明年下调利率{:5_237:}{:5_237:}{:5_237:} 这应该是好事() 点赞点赞点赞点赞 {:5_270:}{:5_270:}{:5_270:}{:5_270:}{:5_270:}{:5_270:}{:5_270:} 得攒钱才能买得起
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