信用值变金钥匙、整村授信…福清助力乡村振兴给力！

晴天780 发表于 2022-10-7 16:46:45

<style type="text/css">html{font-size:375%}</style><link href="https://pic.app.fqlook.com/static/publish/css/style.css?v=1605251010499" rel="stylesheet" position="1" data-qf-origin="/static/publish/css/style.css?v=1605251010499"> <div class="preview_article ">  自福州市推动“万名干部下基层”常态化长效化以来，我市迅速组建“农村金融助力队”，积极探索“党建+金融”工作模式，推动干部下沉、开展助农服务，着力当好金融政策的宣传员、普惠金融的推广员、服务三农的信贷员、乡村振兴的联络员，致力将党建优势、金融优势转化为撬动金融资源助力乡村振兴的比较优势。<img src="https://pic.app.fqlook.com/forum/20221007164459front1_0_155891_FnExJKCbhDsFJxNL3ioaqIdVdgiH.jpg?watermark/3/image/aHR0cHM6Ly9waWMuYXBwLmZxbG9vay5jb20vYWRtaW5fRnYyNzVpbW1Hd0xnX0dTQ29mTWFoR3VkOHBiRC5wbmc=/dissolve/100/gravity/SouthEast/dx/10/dy/65/text/QOaZtOWkqTc4MA==/fontsize/400/dissolve/100/gravity/SouthEast/fill/I2E4YThhOA==/font/5b6u6L2v6ZuF6buR/dx/10/dy/35" alt="" width="800" height="481" data-qf-origin="forum/20221007164459front1_0_155891_FnExJKCbhDsFJxNL3ioaqIdVdgiH.jpg?watermark/3/image/aHR0cHM6Ly9waWMuYXBwLmZxbG9vay5jb20vYWRtaW5fRnYyNzVpbW1Hd0xnX0dTQ29mTWFoR3VkOHBiRC5wbmc=/dissolve/100/gravity/SouthEast/dx/10/dy/65/text/QOaZtOWkqTc4MA==/fontsize/400/dissolve/100/gravity/SouthEast/fill/I2E4YThhOA==/font/5b6u6L2v6ZuF6buR/dx/10/dy/35" />“政府+银行”联动探索金融助农新模式 “万名干部下基层”长效机制实施过程中，人民银行福清支行坚持以机制建设为抓手，以共同富裕为目标，以产品创新为关键，引导辖区涉农机构扎根当地乡村实际，积极扩大金融服务乡村振兴的广度和深度。<img src="https://pic.app.fqlook.com/forum/20221007164512front1_0_155891_FkiHyKvVdXj4k_eNsGIwy509HrEg.jpg?watermark/3/image/aHR0cHM6Ly9waWMuYXBwLmZxbG9vay5jb20vYWRtaW5fRnYyNzVpbW1Hd0xnX0dTQ29mTWFoR3VkOHBiRC5wbmc=/dissolve/100/gravity/SouthEast/dx/10/dy/65/text/QOaZtOWkqTc4MA==/fontsize/400/dissolve/100/gravity/SouthEast/fill/I2E4YThhOA==/font/5b6u6L2v6ZuF6buR/dx/10/dy/35" alt="" width="1080" height="643" data-qf-origin="forum/20221007164512front1_0_155891_FkiHyKvVdXj4k_eNsGIwy509HrEg.jpg?watermark/3/image/aHR0cHM6Ly9waWMuYXBwLmZxbG9vay5jb20vYWRtaW5fRnYyNzVpbW1Hd0xnX0dTQ29mTWFoR3VkOHBiRC5wbmc=/dissolve/100/gravity/SouthEast/dx/10/dy/65/text/QOaZtOWkqTc4MA==/fontsize/400/dissolve/100/gravity/SouthEast/fill/I2E4YThhOA==/font/5b6u6L2v6ZuF6buR/dx/10/dy/35" />跨部门联动，推动政银协作。日前，福清市乡村振兴局与福清汇通农商银行签署乡村振兴战略合作协议，制定出台《助力乡村振兴共建美好家园——“艺术风乡建行”政企校联合行动方案》，通过党建共建、人员互聘、多方融合等方式共同探索“服务三农”新模式。聘请福清汇通农商行部分支行行长为全市24镇（街）“乡村振兴指导员”，积极打造全方位、全覆盖、零重叠的网格化金融服务体系，有力推动更多优惠政策、信贷资源配置到乡村振兴重点领域和薄弱环节，为乡村振兴注入源源不断的金融活水。<img src="https://pic.app.fqlook.com/forum/20221007164530front1_0_155891_Fuxi8IzBG7_1jonJXOnU3d4AOCGF.jpg?watermark/3/image/aHR0cHM6Ly9waWMuYXBwLmZxbG9vay5jb20vYWRtaW5fRnYyNzVpbW1Hd0xnX0dTQ29mTWFoR3VkOHBiRC5wbmc=/dissolve/100/gravity/SouthEast/dx/10/dy/65/text/QOaZtOWkqTc4MA==/fontsize/400/dissolve/100/gravity/SouthEast/fill/I2E4YThhOA==/font/5b6u6L2v6ZuF6buR/dx/10/dy/35" alt="" width="1080" height="810" data-qf-origin="forum/20221007164530front1_0_155891_Fuxi8IzBG7_1jonJXOnU3d4AOCGF.jpg?watermark/3/image/aHR0cHM6Ly9waWMuYXBwLmZxbG9vay5jb20vYWRtaW5fRnYyNzVpbW1Hd0xnX0dTQ29mTWFoR3VkOHBiRC5wbmc=/dissolve/100/gravity/SouthEast/dx/10/dy/65/text/QOaZtOWkqTc4MA==/fontsize/400/dissolve/100/gravity/SouthEast/fill/I2E4YThhOA==/font/5b6u6L2v6ZuF6buR/dx/10/dy/35" />“信用+信贷”联动开辟金融惠农新渠道 “新型农业经营主体发展合作基金”是江镜镇岸兜村与金融部门深度金融合作、破解信贷瓶颈的“制胜法宝”。合作基金成立以来，村党支部与金融部门为聚力农机合作社办理贷款逾200万元，让“信用值”这个无形资产成为打开银库门的“金钥匙”，不仅增加农民收入、增加贷款户数、增加贷款额度，更减少贷款手续、减少贷款利息、减少农民负担，有效解决农民融资难、融资贵的问题，扎实推进金融惠民“最后一米”。<img src="https://pic.app.fqlook.com/forum/20221007164542front1_0_155891_FrlhY43-8G38mUKteVD4B7p6XN3U.jpg?watermark/3/image/aHR0cHM6Ly9waWMuYXBwLmZxbG9vay5jb20vYWRtaW5fRnYyNzVpbW1Hd0xnX0dTQ29mTWFoR3VkOHBiRC5wbmc=/dissolve/100/gravity/SouthEast/dx/10/dy/65/text/QOaZtOWkqTc4MA==/fontsize/400/dissolve/100/gravity/SouthEast/fill/I2E4YThhOA==/font/5b6u6L2v6ZuF6buR/dx/10/dy/35" alt="" width="1080" height="613" data-qf-origin="forum/20221007164542front1_0_155891_FrlhY43-8G38mUKteVD4B7p6XN3U.jpg?watermark/3/image/aHR0cHM6Ly9waWMuYXBwLmZxbG9vay5jb20vYWRtaW5fRnYyNzVpbW1Hd0xnX0dTQ29mTWFoR3VkOHBiRC5wbmc=/dissolve/100/gravity/SouthEast/dx/10/dy/65/text/QOaZtOWkqTc4MA==/fontsize/400/dissolve/100/gravity/SouthEast/fill/I2E4YThhOA==/font/5b6u6L2v6ZuF6buR/dx/10/dy/35" />这是我市充分发挥金融信用正向引导作用的一个缩影。近年来，我市大力开展金融信用示范村创建活动，积极组建金融信用示范村创建专班，制定出台《福清市金融信用示范村、乡镇创建工作方案》，建立由银行机构业务指导、村居两委具体负责的数据采集体系，通过“建用并举”，变“信用”为“用信”。  <img src="https://pic.app.fqlook.com/forum/20221007164556front1_0_155891_Ft9uBVKlK4rie96VgKNMilgIVMbz.jpg?watermark/3/image/aHR0cHM6Ly9waWMuYXBwLmZxbG9vay5jb20vYWRtaW5fRnYyNzVpbW1Hd0xnX0dTQ29mTWFoR3VkOHBiRC5wbmc=/dissolve/100/gravity/SouthEast/dx/10/dy/65/text/QOaZtOWkqTc4MA==/fontsize/400/dissolve/100/gravity/SouthEast/fill/I2E4YThhOA==/font/5b6u6L2v6ZuF6buR/dx/10/dy/35" alt="" width="1080" height="655" data-qf-origin="forum/20221007164556front1_0_155891_Ft9uBVKlK4rie96VgKNMilgIVMbz.jpg?watermark/3/image/aHR0cHM6Ly9waWMuYXBwLmZxbG9vay5jb20vYWRtaW5fRnYyNzVpbW1Hd0xnX0dTQ29mTWFoR3VkOHBiRC5wbmc=/dissolve/100/gravity/SouthEast/dx/10/dy/65/text/QOaZtOWkqTc4MA==/fontsize/400/dissolve/100/gravity/SouthEast/fill/I2E4YThhOA==/font/5b6u6L2v6ZuF6buR/dx/10/dy/35" />目前，我市共有4个乡镇、42个村入选福州市乡村振兴市级试点镇村，其中8个镇村可享受银行提供的“整村授信”服务。截至今年7月末，已对925户村民授信1.61亿元，不仅实现了信用村创建成果应用转化，而且将“守信用信”的文化根植在乡村。 “创新+特色”联动走出金融强农新路子 “今年收成怎么样？”“枇杷生产销售过程中有没有遇到困难？”4月，正是一都枇杷上市的季节，为帮助果农增产增收，促进枇杷产业升级，市税务局联合一都镇政府、福清汇通农商银行开展以“银税互动助力三农”为主题的党建共建活动。党员下基层、访农户，通过座谈茶话、实地走访等形式，了解一都枇杷产业发展的现状、协助解决生产销售遇到的难题，为枇杷产业发展贡献银税力量。  <img src="https://pic.app.fqlook.com/forum/20221007164615front1_0_155891_FuTVjtm9_h5WhdAEPb2jVPHTpz5p.jpg?watermark/3/image/aHR0cHM6Ly9waWMuYXBwLmZxbG9vay5jb20vYWRtaW5fRnYyNzVpbW1Hd0xnX0dTQ29mTWFoR3VkOHBiRC5wbmc=/dissolve/100/gravity/SouthEast/dx/10/dy/65/text/QOaZtOWkqTc4MA==/fontsize/400/dissolve/100/gravity/SouthEast/fill/I2E4YThhOA==/font/5b6u6L2v6ZuF6buR/dx/10/dy/35" alt="" width="1080" height="809" data-qf-origin="forum/20221007164615front1_0_155891_FuTVjtm9_h5WhdAEPb2jVPHTpz5p.jpg?watermark/3/image/aHR0cHM6Ly9waWMuYXBwLmZxbG9vay5jb20vYWRtaW5fRnYyNzVpbW1Hd0xnX0dTQ29mTWFoR3VkOHBiRC5wbmc=/dissolve/100/gravity/SouthEast/dx/10/dy/65/text/QOaZtOWkqTc4MA==/fontsize/400/dissolve/100/gravity/SouthEast/fill/I2E4YThhOA==/font/5b6u6L2v6ZuF6buR/dx/10/dy/35" />立足我市农业资源及禀赋特点，我市不断引导金融机构加快金融产品和服务方式创新，为乡村产业注入发展动力。在人民银行福清支行指导下，福清泰隆村镇银行推出“泰e贷”纯线上贷款产品，实现线上申请、线上办理、线上签约，提高授信效率。福清汇通农商银行针对海带养殖产业，推出“福海贷”系列产品，至7月末，共投放福海贷系列产品507户、2.56亿元。邮储银行福清市支行面向种、养殖客户，推出“农担贷”产品，贷款金额10-100万不等，有效解决农户在融资方面无抵押物的困境。<img src="https://pic.app.fqlook.com/forum/20221007164633front1_0_155891_FksYEyEPTAuhQrWo6_wFRGv7JJxz.jpg?watermark/3/image/aHR0cHM6Ly9waWMuYXBwLmZxbG9vay5jb20vYWRtaW5fRnYyNzVpbW1Hd0xnX0dTQ29mTWFoR3VkOHBiRC5wbmc=/dissolve/100/gravity/SouthEast/dx/10/dy/65/text/QOaZtOWkqTc4MA==/fontsize/400/dissolve/100/gravity/SouthEast/fill/I2E4YThhOA==/font/5b6u6L2v6ZuF6buR/dx/10/dy/35" alt="" width="1080" height="810" data-qf-origin="forum/20221007164633front1_0_155891_FksYEyEPTAuhQrWo6_wFRGv7JJxz.jpg?watermark/3/image/aHR0cHM6Ly9waWMuYXBwLmZxbG9vay5jb20vYWRtaW5fRnYyNzVpbW1Hd0xnX0dTQ29mTWFoR3VkOHBiRC5wbmc=/dissolve/100/gravity/SouthEast/dx/10/dy/65/text/QOaZtOWkqTc4MA==/fontsize/400/dissolve/100/gravity/SouthEast/fill/I2E4YThhOA==/font/5b6u6L2v6ZuF6buR/dx/10/dy/35" />通过引导金融机构“量身定制”农房贷、鳗鱼贷、船抵贷、大棚蔬菜贷、乡村小贷等特色产品，用好创保贷、乡村振兴贷等政策性产品，我市现代农业发展获得了坚强有力的金融支持。截至7月末，全市涉农贷款余额791亿元，同比增长10%，占全部贷款的54.83%。 在“金融活水”的灌溉下，我市形成了水产、畜牧、蔬菜、水果、食用菌、茶叶、花卉等7大特色产业，构建了“三园三带九基地”的特色现代农业产业格局。培育了国家级农业强镇1个，国家级“一村一品”1个，省级“一村一品”6个，以落实乡村振兴战略为契机，谱写新时代农村金融服务新篇章。  来源福清哥 </div>

Snkrs 发表于 2022-10-8 09:14:17

以落实乡村振兴战略为契机，谱写新时代农村金融服务新篇章。

Snkrs 发表于 2022-10-8 09:14:34

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Snkrs 发表于 2022-10-8 09:14:57

这政策非常的给力

在这发表于 2022-10-9 10:09:08

构建了“三园三带九基地”的特色现代农业产业格局。培育了国家级农业强镇1个，国家级“一村一品”1个，省级“一村一品”6个

梦想何先生 发表于 2022-10-9 14:50:17

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梦想何先生 发表于 2022-10-9 14:50:33

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在这发表于 2022-10-9 23:29:37

信用值变金钥匙、整村授信…福清助力乡村振兴给力！

在这发表于 2022-10-9 23:30:03

福清汇通农商银行针对海带养殖产业，推出“福海贷”系列产品

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信用值变金钥匙、整村授信…福清助力乡村振兴给力！