2025年退休人员养老金调整！在福清退休后能领多少钱？
<section data-role="paragraph" style="visibility: visible;"><p style="text-align: center; line-height: 2em; visibility: visible;"><span style="font-size: 15px; color: rgb(89, 89, 89); letter-spacing: 1px; visibility: visible;">近日</span></p></section><p style="text-align: center; line-height: 2em; visibility: visible;"><span style="font-size: 15px; color: rgb(89, 89, 89); letter-spacing: 1px; visibility: visible;">人力资源社会保障部、财政部印发</span></p><p style="text-align: center; line-height: 2em; visibility: visible;"><span style="font-size: 15px; color: rgb(89, 89, 89); letter-spacing: 1px; visibility: visible;">《关于2025年调整退休人员基本养老金的通知》</span></p><p style="text-align: center; line-height: 2em; visibility: visible;"><span style="font-size: 15px; color: rgb(89, 89, 89); letter-spacing: 1px; visibility: visible;">明确继续上调退休人员基本养老金</span></p><p style="text-align: center; line-height: 2em; visibility: visible;"><span style="color: rgb(216, 40, 33); visibility: visible;"><strong style="visibility: visible;"><span style="font-size: 15px; letter-spacing: 1px; visibility: visible;">总体调整水平为2024年退休人员</span></strong></span></p><p style="text-align: center; line-height: 2em; visibility: visible;"><span style="color: rgb(216, 40, 33); visibility: visible;"><strong style="visibility: visible;"><span style="font-size: 15px; letter-spacing: 1px; visibility: visible;">月人均基本养老金的2%</span></strong></span></p><p style="text-align: center; line-height: 2em; visibility: visible;"><span style="font-size: 15px; color: rgb(89, 89, 89); letter-spacing: 1px; visibility: visible;">跟着小编来看看具体内容</span></p><p style="text-align: center; line-height: 2em; visibility: visible;"><span style="font-size: 15px; color: rgb(89, 89, 89); letter-spacing: 1px; visibility: visible;"></span></p><p style="text-align: center; line-height: 2em; visibility: visible;"><span leaf="" style="visibility: visible;"><br style="visibility: visible;"/></span></p><p></p><section data-tools="135编辑器" data-id="123348" style="visibility: visible;"><section style="margin: 10px auto; visibility: visible;"><section style="display: flex; justify-content: center; visibility: visible;"><section style="transform-style: preserve-3d; visibility: visible;"><section style="display: flex; justify-content: flex-end; transform: translateZ(5px); visibility: visible;"><section style="width: 25px; height: 25px; background-color: rgb(243, 245, 251); border-radius: 100%; overflow: hidden; box-sizing: border-box; visibility: visible;"><span leaf="" style="visibility: visible;"><br style="visibility: visible;"/></span></section></section><section style="padding-right: 10px; margin-top: -15px; box-sizing: border-box; transform: translateZ(10px); visibility: visible;"><section style="font-size: 16px; color: rgb(255, 255, 255); padding: 5px 15px; background-color: rgb(68, 117, 241); box-sizing: border-box; visibility: visible;"><strong data-brushtype="text" style="visibility: visible;">2025年继续调整退休人员基本养老金</strong></section><section style="padding-top: 2px; box-sizing: border-box; visibility: visible;"><section style="width: 100%; height: 2px; background-color: rgb(255, 174, 40); overflow: hidden; box-sizing: border-box; max-width: 100% !important; visibility: visible;" data-width="100%"><span leaf="" style="visibility: visible;"><br style="visibility: visible;"/></span></section></section></section></section></section></section></section><section style="text-align: center; line-height: 1em; visibility: visible;" nodeleaf=""></section><p></p><p style="text-align:center;line-height: 1em;"><span style="color: rgb(89, 89, 89);font-size: 12px;letter-spacing: 1px;">图源：人力资源社会保障部</span></p><p style="text-align:center;line-height: 2em;"><span leaf=""><br/></span></p><p style="line-height:2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;">经党中央、国务院批准，从2025年1月1日起调整企业和机关事业单位退休人员(以下简称退休人员)基本养老金水平。现就有关事项通知如下：</span></p><p><span leaf=""><br/></span></p><p></p><section data-tools="135编辑器" data-id="123375"><section style="text-align: center;margin: 10px auto;"><section style="display: inline-block;"><section style="display: flex;justify-content: center;align-items: flex-start;border-bottom: 1px solid #0b43d1;box-sizing: border-box;"><section style="flex-shrink: 0; width: 33px; height: 33px; background-image: linear-gradient(rgb(68, 117, 241) 0%, rgb(68, 117, 241) 100%); background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; border-radius: 12px 12px 0px 0px; margin-right: -10px; box-sizing: border-box; transform: rotate(0deg);"><section style="font-size: 16px; letter-spacing: 1.5px; color: rgb(255, 255, 255); line-height: 33px;"><strong>0</strong><strong>1</strong></section></section><section style="background-color: #f3f5fb;height: 33px;width: auto;padding: 0 15px 0 25px;box-sizing:border-box;"><section style="font-size: 16px;letter-spacing: 1.5px;color: #0b43d1;line-height: 33px;"><strong data-brushtype="text">调整范围</strong></section></section></section></section></section></section><p></p><p style="line-height:2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;">2024年12月31日前已按规定办理退休手续并按月领取基本养老金的退休人员。</span></p><p style="line-height:2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;"><br/></span></p><p></p><section data-tools="135编辑器" data-id="123375"><section style="text-align: center;margin: 10px auto;"><section style="display: inline-block;"><section style="display: flex;justify-content: center;align-items: flex-start;border-bottom: 1px solid #0b43d1;box-sizing: border-box;"><section style="flex-shrink: 0; width: 33px; height: 33px; background-image: linear-gradient(rgb(68, 117, 241) 0%, rgb(68, 117, 241) 100%); background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; border-radius: 12px 12px 0px 0px; margin-right: -10px; box-sizing: border-box; transform: rotate(0deg);"><section style="font-size: 16px; letter-spacing: 1.5px; color: rgb(255, 255, 255); line-height: 33px;"><strong>0</strong><strong data-num="2">2</strong></section></section><section style="background-color: #f3f5fb;height: 33px;width: auto;padding: 0 15px 0 25px;box-sizing:border-box;"><section style="font-size: 16px;letter-spacing: 1.5px;color: #0b43d1;line-height: 33px;"><strong data-brushtype="text">调整水平</strong></section></section></section></section></section></section><p></p><p style="line-height:2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;">全国调整比例按照<span textstyle="" style="color: rgb(216, 40, 33);font-weight: bold;">2024年退休人员月人均基本养老金的2%</span>确定。各省份以全国调整比例为高限确定本省份调整比例和水平。</span></p><p style="line-height:2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;"><br/></span></p><p></p><section data-tools="135编辑器" data-id="123375"><section style="text-align: center;margin: 10px auto;"><section style="display: inline-block;"><section style="display: flex;justify-content: center;align-items: flex-start;border-bottom: 1px solid #0b43d1;box-sizing: border-box;"><section style="flex-shrink: 0; width: 33px; height: 33px; background-image: linear-gradient(rgb(68, 117, 241) 0%, rgb(68, 117, 241) 100%); background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; border-radius: 12px 12px 0px 0px; margin-right: -10px; box-sizing: border-box; transform: rotate(0deg);"><section style="font-size: 16px; letter-spacing: 1.5px; color: rgb(255, 255, 255); line-height: 33px;"><strong>0</strong><strong data-num="3">3</strong></section></section><section style="background-color: #f3f5fb;height: 33px;width: auto;padding: 0 15px 0 25px;box-sizing:border-box;"><section style="font-size: 16px;letter-spacing: 1.5px;color: #0b43d1;line-height: 33px;"><strong data-brushtype="text">调整办法</strong></section></section></section></section></section></section><p></p><p style="line-height:2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;">采取<span textstyle="" style="font-weight: bold;">定额调整、挂钩调整与适当倾斜</span>相结合的办法，企业和机关事业单位退休人员调整办法统一，重点向养老金水平较低群体倾斜。</span></p><p style="line-height:2em;"><span leaf=""><br/></span></p><p style="line-height:2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;">定额调整要体现公平原则；挂钩调整要体现多缴多得、长缴多得的激励机制，应与退休人员本人缴费年限(或工作年限)和基本养老金水平挂钩;对高龄退休人员、艰苦边远地区退休人员，可适当提高调整水平。</span></p><p><span leaf=""><br/></span></p><p style="line-height:2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;">继续确保安置到地方工作且已参加基本养老保险的企业退休军转干部基本养老金不低于当地企业退休人员基本养老金平均水平。要坚持激励约束机制，合理确定具体调整办法。</span></p><p style="line-height:2em;"><span leaf=""><br/></span></p><p></p><section data-tools="135编辑器" data-id="123375"><section style="text-align: center;margin: 10px auto;"><section style="display: inline-block;"><section style="display: flex;justify-content: center;align-items: flex-start;border-bottom: 1px solid #0b43d1;box-sizing: border-box;"><section style="flex-shrink: 0; width: 33px; height: 33px; background-image: linear-gradient(rgb(68, 117, 241) 0%, rgb(68, 117, 241) 100%); background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; border-radius: 12px 12px 0px 0px; margin-right: -10px; box-sizing: border-box; transform: rotate(0deg);"><section style="font-size: 16px; letter-spacing: 1.5px; color: rgb(255, 255, 255); line-height: 33px;"><strong>0</strong><strong data-num="4">4</strong></section></section><section style="background-color: #f3f5fb;height: 33px;width: auto;padding: 0 15px 0 25px;box-sizing:border-box;"><section style="font-size: 16px;letter-spacing: 1.5px;color: #0b43d1;line-height: 33px;"><strong data-brushtype="text">资金来源</strong></section></section></section></section></section></section><p></p><p style="line-height:2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;">调整基本养老金所需资金，参加企业职工基本养老保险的从企业基本养老保险基金中列支，参加机关事业单位工作人员基本养老保险的从机关事业单位基本养老保险基金中列支。</span></p><p style="line-height:2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;"><br/></span></p><p style="line-height:2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;">对中西部地区、老工业基地、新疆生产建设兵团、在京中央和国家机关及所属事业单位所需资金，中央财政予以适当补助。</span></p><p><span leaf=""><br/></span></p><p style="line-height:2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;">地方财政对本地调整企业退休人员基本养老金新增支出安排资金给予一定补助。未参加职工基本养老保险的，调整所需资金由原渠道解决。</span></p><p style="line-height:2em;"><span leaf=""><br/></span></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;line-height: 2.27em;">2025年福建省具体调整细则暂未公布</span></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;line-height: 2.27em;">如有最新消息</span></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;line-height: 2.27em;">小编会第一时间告诉大家</span></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;line-height: 2.27em;">~~~</span></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;line-height: 2.27em;">那如何计算自己退休后能领多少钱呢?</span></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;line-height: 2.27em;">一起来了解下具体规则吧</span></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;line-height: 2.27em;">️️️</span></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;line-height: 2.27em;"><br/></span></p><p></p><section data-tools="135编辑器" data-id="123348"><section style="margin: 10px auto;"><section style="display: flex;justify-content: center;"><section style="transform-style: preserve-3d;"><section style="display: flex;justify-content: flex-end;transform: translateZ(5px);-webkit-transform: translateZ(5px);-moz-transform: translateZ(5px);-o-transform: translateZ(5px);"><section style="width: 25px;height: 25px;background-color: #f3f5fb;border-radius: 100%;overflow: hidden;box-sizing:border-box;"><span leaf=""><br/></span></section></section><section style="padding-right: 10px;margin-top: -15px;box-sizing:border-box;transform: translateZ(10px);-webkit-transform: translateZ(10px);-moz-transform: translateZ(10px);-o-transform: translateZ(10px);"><section style="font-size: 16px;color: #ffffff;padding: 5px 15px;background-color: #4475f1;box-sizing: border-box;"><strong data-brushtype="text">在福州退休后能领多少钱？</strong></section><section style="padding-top: 2px;box-sizing: border-box;"><section style="width: 100%;height: 2px;background-color: #ffae28;max-width: 100% !important;overflow: hidden;box-sizing:border-box;" data-width="100%"><span leaf=""><br/></span></section></section></section></section></section></section></section><p></p><p style="line-height:2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;">企业退休人员养老金</span><span style="color: rgb(89, 89, 89);font-size: 15px;letter-spacing: 1px;caret-color: red;">由<span textstyle="" style="font-weight: bold;"><span class="">基础养老金</span>和个人账户养老金</span>组成。</span></p><p style="line-height:2em;"><span leaf=""><br/></span></p><p style="line-height:2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;"></span><span style="color:#d82821;"><strong><span style="font-size: 15px;letter-spacing: 1px;">基础养老金</span></strong></span><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;">=（参保退休时本省上一年度在岗职工月平均工资+本人指数化月平均缴费工资）÷2×缴费年限×1%</span></p><p style="line-height:2em;"><span leaf=""><br/></span></p><p style="line-height:2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;"></span><span style="color:#d82821;"><strong><span style="font-size: 15px;letter-spacing: 1px;">个人账户养老金</span></strong></span><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;">=退休时个人账户储存额÷本人退休年龄相对应的<span class="">计发月数</span>。</span></p><p style="line-height:2em;"><span leaf=""><br/></span></p><p style="line-height:2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;">其中，退休年龄对应的计发月数可以参考下表：</span></p><p><span leaf=""><br/></span></p><p></p><section style="text-align:center;line-height: 1em;" nodeleaf=""></section><p></p><p style="text-align:center;line-height: 1em;"><span style="color: rgb(89, 89, 89);font-size: 12px;letter-spacing: 1px;">图源：中国劳动保障报微信</span></p><p style="line-height: 2em;"><span leaf=""><br/></span></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;">看完以上公式</span></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;">可能还是有很多朋友不知道怎么算</span></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;">这里还有现成的</span></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;">养老金计算器可以用</span></p><section style="line-height: 2em;"><span leaf=""><br/></span><section data-tools="135编辑器" data-id="123375"><section style="text-align: center;margin: 10px auto;"><section style="display: inline-block;"><section style="display: flex;justify-content: center;align-items: flex-start;border-bottom: 1px solid rgb(11, 67, 209);box-sizing: border-box;"><section style="background-color: rgb(243, 245, 251);height: 33px;width: auto;padding: 0px 15px 0px 25px;box-sizing: border-box;"><section style="letter-spacing: 1.5px;color: rgb(11, 67, 209);"><span data-brushtype="text"><span leaf=""><span style="font-weight: bold;font-size: 16px;">测算流程</span><span style="font-size: 12px;">（闽政通为例）</span></span></span></section></section></section></section></section></section></section><p style="line-height: 1.6em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;"><br/></span></p><p style="line-height:2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;"><span leaf="">①登录闽政通APP，首页【办事】-【社保】-【电子社保卡】，进入服务页面后找到<span textstyle="" style="font-weight: bold;">【人社办事】-【社会保障】-【企业职工养老保险待遇测算】/【城乡居民养老保险待遇测算】/【机关事业单位养老保险待遇测算】。</span></span></span></p><p></p><section data-tools="135编辑器" data-id="102615"><section style="margin: 10px auto;text-align: center;"><section style="display: flex;justify-content: space-around;align-items: center;"><section style="width: 50%;box-sizing:border-box;max-width:50% !important;" data-width="50%"><section nodeleaf=""></section></section><section style="width: 50%;margin-left: 10px;box-sizing:border-box;max-width:50% !important;" data-width="50%"><section nodeleaf=""></section></section></section></section></section><p></p><p><span leaf=""><br/></span></p><p style="line-height:2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;">②以【企业职工养老保险待遇测算】为例，按要求依次输入相关参数，点击【查看测算结果】即可预估自己的基本养老金。</span></p><p></p><section data-tools="135编辑器" data-id="102615"><section style="margin: 10px auto;text-align: center;"><section style="display: flex;justify-content: space-around;align-items: center;"><section style="width: 50%;box-sizing:border-box;max-width:50% !important;" data-width="50%"><section nodeleaf=""></section></section><section style="width: 50%;margin-left: 10px;box-sizing:border-box;max-width:50% !important;" data-width="50%"><section nodeleaf=""></section></section></section></section></section><p></p><p><span leaf=""><br/></span></p><p style="line-height:2em;"><span style="font-size: 15px;color: rgb(89, 89, 89);letter-spacing: 1px;">注：以上计算是根据假设数据，推算出最终养老金。根据城市工资水平、个人缴费年限、缴费档次等差异，每个人的实际情况可能和推算有所不同，举例仅供参考。</span></p><p style="line-height:2em;"><br/></p><p><br/></p><link rel="stylesheet" href="//www.fqlook.cn/source/plugin/wcn_editor/public/wcn_editor_fit.css?v134_cKz" id="wcn_editor_css"/> 杯水车薪聊胜于无 上调已经很好了。
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