福州拟出台楼市新规！支持提取公积金帮家人买房！
<section data-role="outer" label="edit by 135editor"><section data-role="paragraph"><p style="text-align:center;line-height: 2em;"><span style="color: rgb(123, 12, 0);font-size: 17px;"><strong><span style="letter-spacing: 1px;">好消息</span></strong></span></p><p style="text-align:center;line-height: 2em;"><span style="color: rgb(123, 12, 0);font-size: 17px;"><strong><span style="letter-spacing: 1px;">福州有望支持提取公积金余额</span></strong></span></p><p style="text-align:center;line-height: 2em;"><span style="color: rgb(123, 12, 0);font-size: 17px;"><strong><span style="letter-spacing: 1px;">帮孩子或父母买房啦</span></strong></span></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 17px;"><strong><span style="letter-spacing: 1px;"><br/></span></strong></span></p><p style="text-align: center;"></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 17px;"><strong><span style="letter-spacing: 1px;"></span></strong></span></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 17px;"><strong><span style="letter-spacing: 1px;"><br/></span></strong></span></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 17px;"><strong><span style="letter-spacing: 1px;">为积极释放政策利好</span></strong></span></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 17px;"><strong><span style="letter-spacing: 1px;">更好满足缴存人刚性和改善性住房需求</span></strong></span></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 17px;"><strong><span style="letter-spacing: 1px;">1月15日，福州住房公积金管委会</span></strong></span></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 17px;"><strong><span style="letter-spacing: 1px;">发布最新<span style="caret-color: red;">征求意见稿</span></span></strong></span></p><p style="margin-bottom: 0px;letter-spacing: 0.578px;text-align: center;line-height: 2em;"><span style="color: rgb(163, 51, 47);"><strong><span style="letter-spacing: 1px;">支持购房提取代际互助</span></strong></span></p><p style="margin-bottom: 0px;letter-spacing: 0.578px;text-align: center;line-height: 2em;"><span style="color: rgb(163, 51, 47);"><strong><span style="letter-spacing: 1px;">优化住房公积金贷款套数认定</span></strong></span></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 17px;"><span style="letter-spacing: 1px; caret-color: red;">反馈日期截止1月21日</span><strong><span style="letter-spacing: 1px; caret-color: red;"></span></strong></span></p><p><br/></p></section><p style="text-align: center;"></p><p style="text-align: center;"><br/></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 16px;letter-spacing: 1px;">具体政策原文如下</span></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 16px;letter-spacing: 1px;"></span></p><p><br/></p><section data-tools="135编辑器" data-id="150198"><section style="margin: 10px auto;"><section style="background-color: rgb(227, 195, 160);border-radius: 10px;padding: 7px;"><section style="background-color: rgb(255, 247, 238);border-radius: 10px;padding: 10px 15px;border-width: 1px;border-style: dashed;border-color: rgb(146, 88, 61);"><section style="display: flex;align-items: center;margin-top: 4px;margin-bottom: 10px;"><section style="width: 12px;height: 12px;border-radius: 100%;background-color: rgb(239, 121, 25);"><br/></section><section style="width: 12px;height: 12px;border-radius: 100%;background-color: rgb(227, 195, 160);margin-right: 8px;margin-left: 8px;"><br/></section><section style="width: 12px;height: 12px;border-radius: 100%;background-color: rgb(146, 88, 61);"><br/></section></section><section data-autoskip="1" style="line-height: 1.75em; letter-spacing: 1.5px; color: rgb(84, 58, 58); background: transparent;"><p style="text-align:justify;max-inline-size: 100%;margin: 16px 8px;cursor: text;color: rgb(51, 51, 51);font-size: 17px;caret-color: rgb(255, 0, 0);line-height: 1.75em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;"><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 16px;font-family: 微软雅黑;">福州各住房公积金管理机构：</span></p><p style="text-align:justify;max-inline-size: 100%;margin: 16px 8px;cursor: text;color: rgb(51, 51, 51);font-size: 17px;caret-color: rgb(255, 0, 0);line-height: 1.75em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;"><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 16px;font-family: 微软雅黑;">为更好地满足缴存人刚性和改善性住房需求，加大住房公积金购房支持力度，根据《福建省住房和城乡建设厅关于印发<促进2025年一季度房地产市场发展良好开局的若干措施>的通知》</span><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);letter-spacing: 0px;font-size: 12px;font-family: 微软雅黑;">(闽建房1号)</span><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 16px;font-family: 微软雅黑;">文件精神，结合我市实际，购房人于2025年1月 日起至2025年12月31日在福州市行政区域内购买自住住房</span><span style="max-inline-size: 100%;cursor: text;font-size: 16px;font-family: 微软雅黑;color: rgb(171, 25, 66);"><strong>执行阶段性支持政策</strong></span><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 16px;font-family: 微软雅黑;">，现就有关事项通知如下：</span></p><p style="text-align:justify;max-inline-size: 100%;margin: 16px 8px;cursor: text;color: rgb(51, 51, 51);font-size: 17px;caret-color: rgb(255, 0, 0);line-height: 1.75em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;"><strong style="max-inline-size: 100%;cursor: text;"><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 16px;font-family: 微软雅黑;">一、支持代际互助购房提取</span></strong></p><p style="text-align:justify;max-inline-size: 100%;margin: 16px 8px;cursor: text;color: rgb(51, 51, 51);font-size: 17px;caret-color: rgb(255, 0, 0);line-height: 1.75em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;"><strong style="max-inline-size: 100%;cursor: text;"><span style="max-inline-size: 100%;cursor: text;font-size: 16px;color: rgb(171, 25, 66);font-family: 微软雅黑;">购房人的父母、子女可申请提取住房公积金支持购房人购房。</span></strong><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 16px;font-family: 微软雅黑;">代际互助购房提取应优先提取购房人及其配偶住房公积金账户余额，</span><span style="max-inline-size: 100%;cursor: text;font-size: 16px;font-family: 微软雅黑;color: rgb(171, 25, 66);">账户余额不足的方可提取</span><span style="max-inline-size: 100%;cursor: text;font-size: 16px;font-family: 微软雅黑;color: rgb(171, 25, 66);">购房人的父母、子女住房公积金账户余额</span><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 16px;font-family: 微软雅黑;">。代际提取应在一年内一次性申请，共同申请的提取总额不超过首付款金额或购房合同总价。</span></p><p style="text-align:justify;max-inline-size: 100%;margin: 16px 8px;cursor: text;color: rgb(51, 51, 51);font-size: 17px;caret-color: rgb(255, 0, 0);line-height: 1.75em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;"><strong style="max-inline-size: 100%;cursor: text;"><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 16px;font-family: 微软雅黑;">二、优化住房公积金贷款套数认定</span></strong></p><p style="text-align:justify;max-inline-size: 100%;margin: 16px 8px;cursor: text;color: rgb(51, 51, 51);font-size: 17px;caret-color: rgb(255, 0, 0);line-height: 1.75em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;"><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 16px;font-family: 微软雅黑;">缴存人家庭在符合住房公积金贷款条件的前提下，</span><strong style="max-inline-size: 100%;cursor: text;"><span style="max-inline-size: 100%;cursor: text;font-size: 16px;color: rgb(171, 25, 66);font-family: 微软雅黑;">在购房所在县（市）区无自住住房的，执行首套个人住房公积金贷款利率</span></strong><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 16px;font-family: 微软雅黑;">。</span></p><p style="text-align:justify;max-inline-size: 100%;margin: 16px 8px;cursor: text;color: rgb(51, 51, 51);font-size: 17px;caret-color: rgb(255, 0, 0);line-height: 1.75em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;"><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 16px;font-family: 微软雅黑;">购房认定时间以购房合同的网签备案时间为准。本通知有效期至2025年12月31日。</span></p></section></section></section><section style="width: 40px;margin-left: auto;margin-top: -49px;margin-right: 5px;"></section></section></section><p style="text-align:justify;margin: 16px 8px;line-height: 1.75em;"><br/></p><section data-tools="135编辑器" data-id="150937"><section style="margin: 10px auto;display: flex;justify-content: center;"><section style="display: flex;flex-direction: column;"><section style="display: flex;justify-content: flex-start;"><section style="border-radius: 100%;background-image: linear-gradient(rgb(255, 207, 113), rgb(255, 255, 255));background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;padding: 6px;margin-left: -15px;margin-bottom: -30px;"><section style="width: 37px;height: 37px;border-radius: 100%;background-color: rgb(255, 255, 255);"><br/></section></section></section><section style="z-index: 4;"><section style="background-image: linear-gradient(to left, rgb(175, 38, 24), rgb(228, 58, 40));background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;padding: 11px 25px;border-radius: 25px;"><section style="font-size: 18px;color: rgb(255, 234, 193);text-align: center;"><span style="letter-spacing: 2px;"><strong data-brushtype="text">政策解读</strong></span></section></section><section style="width: 0px;height: 1px;border-left: 8px solid transparent;border-right: 8px solid transparent;border-top: 12px solid rgb(211, 65, 50);margin-left: 18px;margin-top: -1px;"><br/></section><section style="width: 50%;height: 12px;background-image: linear-gradient(to right, transparent, rgb(255, 207, 115));background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;border-radius: 15px;margin-left: auto;margin-right: -15px;margin-top: -20px;max-width: 50% !important;" data-width="50%"><br/></section></section></section></section></section><section data-role="paragraph"><p><br/></p></section><section data-tools="135编辑器" data-id="134221"><section style="margin: 10px auto;"><section style="padding: 35px 10px 30px;background-color: rgb(255, 251, 241);"><section data-autoskip="1" style="line-height: 1.75em; letter-spacing: 1.5px; color: rgb(51, 51, 51); background: transparent;"><p style="text-align:justify;max-inline-size: 100%;margin: 16px 8px;cursor: text;font-size: 17px;caret-color: rgb(255, 0, 0);line-height: 1.75em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;"><strong style="max-inline-size: 100%;cursor: text;"><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 16px;font-family: 微软雅黑;">一、代际互助购房提取有什么要求？</span></strong></p><p style="text-align:justify;max-inline-size: 100%;margin: 16px 8px;cursor: text;font-size: 17px;caret-color: rgb(255, 0, 0);line-height: 1.75em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;"><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 16px;font-family: 微软雅黑;">购房人</span><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 14px;font-family: 微软雅黑;">（即产权人）</span><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 16px;font-family: 微软雅黑;">购买新建商品房</span><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 14px;font-family: 微软雅黑;">（含保障性住房）</span><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 16px;font-family: 微软雅黑;">和再交易住房</span><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 14px;font-family: 微软雅黑;">（含法拍房）</span><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 16px;font-family: 微软雅黑;">的，代际互助购房共同提取金额不超过实际支付购房款</span><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 14px;font-family: 微软雅黑;">（不含住房贷款部分）</span><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 16px;font-family: 微软雅黑;">，且应在最迟取得购房有效证明材料之日起一年内一次性申请提取。</span></p><p style="text-align:justify;max-inline-size: 100%;margin: 16px 8px;cursor: text;font-size: 17px;caret-color: rgb(255, 0, 0);line-height: 1.75em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;"><strong style="max-inline-size: 100%;cursor: text;"><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 16px;font-family: 微软雅黑;">二、住房套数认定的标准是什么？</span></strong></p><p style="text-align:justify;max-inline-size: 100%;margin: 16px 8px;cursor: text;font-size: 17px;caret-color: rgb(255, 0, 0);line-height: 1.75em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;"><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 16px;font-family: 微软雅黑;">纳入套数统计的住房范围以福州市政府房地产调控政策公布的标准为据。缴存人家庭申请贷款时在购房所在县（市）区名下无自住住房，申请使用住房公积金贷款执行首套个人住房公积金贷款利率。</span></p><p style="text-align:justify;max-inline-size: 100%;margin: 16px 8px;cursor: text;font-size: 17px;caret-color: rgb(255, 0, 0);line-height: 1.75em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;"><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 16px;font-family: 微软雅黑;">例：张先生家庭</span><span style="max-inline-size: 100%;cursor: text;font-size: 16px;font-family: 微软雅黑;">在鼓楼区有一套住房但在台江区无自住住房，已使用过一次住房公积金贷款且已结清</span><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 16px;font-family: 微软雅黑;">。在台江区新购自住住房时，再次申请个人住房公积金贷款，可执行首套个人住房公积金贷款利率。</span></p><p style="text-align:justify;max-inline-size: 100%;margin: 16px 8px;cursor: text;font-size: 17px;caret-color: rgb(255, 0, 0);line-height: 1.75em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;"><strong style="max-inline-size: 100%;cursor: text;"><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 16px;font-family: 微软雅黑;">三、哪些情形不适用本通知规定？</span></strong></p><p style="text-align:justify;max-inline-size: 100%;margin: 16px 8px;cursor: text;font-size: 17px;caret-color: rgb(255, 0, 0);line-height: 1.75em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;"><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 16px;font-family: 微软雅黑;">父母与子女之间进行房屋买卖的、购房款首付直冲</span><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 14px;font-family: 微软雅黑;">（含再交易住房）</span><span style="max-inline-size: 100%;cursor: text;color: rgb(0, 0, 0);font-size: 16px;font-family: 微软雅黑;">、申请办理“<span class="">商转公</span>”贷款或办理异地住房公积金贷款的，不适用本通知规定。</span></p></section></section></section></section></section><p><span style="font-size: 15px;"><br/>扩展阅读：<br/></span><a target="_blank" href="https://mp.weixin.qq.com/s?__biz=MzI2MjkxOTY4MA==&mid=2247589102&idx=1&sn=ae5531beb4894e8ef0dc71afb825f47e&scene=21#wechat_redirect" textvalue="福州存量公积金利率将下调！1月1日起执行" linktype="text" imgurl="" imgdata="null" data-itemshowtype="0" tab="innerlink" style="font-size: 15px;" data-linktype="2" hasload="1">福州存量公积金利率将下调！1月1日起执行</a><br/><a target="_blank" href="https://mp.weixin.qq.com/s?__biz=MzI2MjkxOTY4MA==&mid=2247585980&idx=1&sn=30fb6c316d4f099170f03b90d81a13bc&scene=21#wechat_redirect" textvalue="福州出台重磅公积金新政！最高可贷140万！" linktype="text" imgurl="" imgdata="null" data-itemshowtype="0" tab="innerlink" style="font-size: 15px;" data-linktype="2" hasload="1">福州出台重磅公积金新政！最高可贷140万！</a><br/></p><p style="text-align: right; margin-bottom: 0px;"><span style="font-size: 15px;">蓝房网整理</span></p><p><br/></p><link rel="stylesheet" href="//www.fqlook.cn/source/plugin/wcn_editor/public/wcn_editor_fit.css?v134_q3Z" id="wcn_editor_css"/> 全心全意为人民服务。 是个好消息啊
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