来了!来了!福清公积金首付比例降低!贷款额度提高!
<p><br/></p><section style="justify-content: flex-start; display: flex; flex-flow: row; margin-bottom: 10px;"><section style="display: inline-block;width: 100%;vertical-align: top;align-self: flex-start;flex: 0 0 auto;background-color: rgb(241, 246, 255);padding: 8px;"><section style="text-align: center;"><section style="display: inline-block; width: 100%; height: 12px; vertical-align: top; overflow: hidden; background-position: 0% 0%; background-repeat: repeat-x; background-attachment: scroll; background-image: url(https://www.fqlook.cn/plugin.php?id=wcn_editor:wx_img&url=https://mmbiz.qpic.cn/mmbiz_png/53iau6RjDKCkwhYy4yiboTlFCLyXic7BlPBRqwdOIlVXwGjFyUhRvZw6GictKWF82ZF7bvlibNOySJEUQMfbVibDJpRg/640?wx_fmt=png&from=appmsg&tp=wxpic&wxfrom=15&wx_lazy=1); background-size: auto 100% !important;" data-lazy-bgimg="https://www.fqlook.cn/plugin.php?id=wcn_editor:wx_img&url=https://mmbiz.qpic.cn/mmbiz_png/53iau6RjDKCkwhYy4yiboTlFCLyXic7BlPBRqwdOIlVXwGjFyUhRvZw6GictKWF82ZF7bvlibNOySJEUQMfbVibDJpRg/640?wx_fmt=png&from=appmsg" class="" data-fail="0"><section style="text-align: justify;"><p style="text-wrap: wrap;"><br/></p></section></section></section><section style="justify-content: flex-start;display: flex;flex-flow: row;"><section style="display: inline-block;width: 100%;vertical-align: top;align-self: flex-start;flex: 0 0 auto;padding-right: 16px;padding-left: 16px;"><section style="text-align: justify;line-height: 2;"><p style="text-wrap: wrap;"><span style="font-size: 16px;"><span style="font-size: 16px; color: rgb(39, 88, 202);"><strong>10月15日,福州住房公积金管理委员会发布了《福州住房公积金管理委员会关于调整住房公积金贷款政策的通知》。</strong></span></span></p></section></section></section><section style="transform: perspective(0px);transform-style: flat;"><section style="text-align: center;transform: rotateX(180deg) rotateY(180deg);"><section style="display: inline-block; width: 100%; height: 12px; vertical-align: top; overflow: hidden; background-position: 0% 0%; background-repeat: repeat-x; background-attachment: scroll; background-image: url(https://www.fqlook.cn/plugin.php?id=wcn_editor:wx_img&url=https://mmbiz.qpic.cn/mmbiz_png/53iau6RjDKCkwhYy4yiboTlFCLyXic7BlPBRqwdOIlVXwGjFyUhRvZw6GictKWF82ZF7bvlibNOySJEUQMfbVibDJpRg/640?wx_fmt=png&from=appmsg&tp=wxpic&wxfrom=15&wx_lazy=1); background-size: auto 100% !important;" data-lazy-bgimg="https://www.fqlook.cn/plugin.php?id=wcn_editor:wx_img&url=https://mmbiz.qpic.cn/mmbiz_png/53iau6RjDKCkwhYy4yiboTlFCLyXic7BlPBRqwdOIlVXwGjFyUhRvZw6GictKWF82ZF7bvlibNOySJEUQMfbVibDJpRg/640?wx_fmt=png&from=appmsg" class="" data-fail="0"><section style="text-align: justify;"><p style="text-wrap: wrap;"><br/></p></section></section></section></section></section></section><section style="line-height: 2;padding-right: 10px;padding-left: 10px;"><p style="text-align: center;text-wrap: wrap;"><span style="color: rgb(223, 58, 35); font-size: 16px;"><strong>来看看此次新政</strong></span></p><p style="text-align: center;text-wrap: wrap;"><span style="color: rgb(223, 58, 35); font-size: 16px;"><strong>具体有什么重大变化?</strong></span></p></section><p><br/></p><section style="text-align: center;margin-top: 10px;margin-bottom: 10px;line-height: 0;"><br/></section><section style="text-align: center;justify-content: center;display: flex;flex-flow: row;margin-top: 10px;margin-bottom: 10px;"><section style="display: inline-block;vertical-align: middle;width: auto;align-self: center;flex: 100 100 0%;height: auto;padding-right: 5px;"><section style="margin-top: 0.5em;margin-bottom: 0.5em;"><section style="background-image: linear-gradient(140deg, rgb(50, 151, 248) 0%, rgb(28, 96, 248) 34%, rgb(30, 101, 248) 66%, rgb(50, 151, 248) 100%);height: 1px;"><svg viewbox="0 0 1 1" style="float:left;line-height:0;width:0;vertical-align:top;"></svg></section></section></section><section style="display: inline-block;vertical-align: middle;width: auto;align-self: center;flex: 0 0 auto;background-image: linear-gradient(140deg, rgb(50, 151, 248) 0%, rgb(28, 96, 248) 34%, rgb(30, 101, 248) 66%, rgb(50, 151, 248) 100%);border-style: solid;border-width: 2px;border-color: rgb(255, 255, 255);border-radius: 50px;overflow: hidden;box-shadow: rgb(189, 189, 189) 0px 0px 3px 0px, rgb(54, 243, 241) 2px 2px 5px 0px inset, rgb(8, 63, 186) -2px -2px 5px 0px inset;padding: 10px 25px;min-width: 5%;height: auto;z-index: 1;"><section style="text-align: left;justify-content: flex-start;display: flex;flex-flow: row;"><section style="display: inline-block;vertical-align: middle;width: auto;align-self: center;flex: 0 0 auto;min-width: 5%;height: auto;"><section style="text-align: right;"><section style="display: inline-block;width: 25px;height: 25px;vertical-align: top;overflow: hidden;border-width: 0px;border-radius: 100%;border-style: none;border-color: rgb(62, 62, 62);background-color: rgb(255, 255, 255);"><section style="text-align: center;margin-top: 5px;margin-bottom: 10px;line-height: 0;"><section style="vertical-align: middle;display: inline-block;line-height: 0;width: 65%;height: auto;"></section></section></section></section></section><section style="display: inline-block;vertical-align: middle;width: auto;align-self: center;flex: 100 100 0%;height: auto;padding-left: 10px;"><section style="text-align: justify;line-height: 2;"><p style="text-wrap: wrap;"><span style="font-size: 16px;"><strong><span style="font-size: 16px; color: rgb(255, 255, 255);">调整住房公积金贷款首付款比例</span></strong></span></p></section></section></section></section><section style="display: inline-block;vertical-align: middle;width: auto;align-self: center;flex: 100 100 0%;height: auto;padding-left: 5px;"><section style="margin-top: 0.5em;margin-bottom: 0.5em;"><section style="background-image: linear-gradient(140deg, rgb(50, 151, 248) 0%, rgb(28, 96, 248) 34%, rgb(30, 101, 248) 66%, rgb(50, 151, 248) 100%);height: 1px;"><svg viewbox="0 0 1 1" style="float:left;line-height:0;width:0;vertical-align:top;"></svg></section></section></section></section><section style="font-size: 17px;text-align: center;line-height: 2;padding-right: 10px;padding-left: 10px;"><p><span style="color: rgb(39, 88, 202); font-size: 16px;"><strong>原政策规定</strong></span></p></section><section style="justify-content: flex-start; display: flex; flex-flow: row; margin-top: 4px; margin-bottom: 10px;"><section style="display: inline-block;width: 100%;vertical-align: top;align-self: flex-start;flex: 0 0 auto;border-style: solid;border-width: 1px;border-color: rgba(62, 62, 62, 0.17);padding: 15px;"><section style="font-size: 17px;text-align: justify;line-height: 2;"><p style="text-wrap: wrap;"><span style="font-size: 16px;">缴存人申请纯公积金贷款购买二套自住住房或产权面积为144平方米(不含)以上的自住住房,按首付款比例不低于30%执行。</span></p></section></section></section><section style="font-size: 17px;text-align: center;line-height: 2;padding-right: 10px;padding-left: 10px;"><p><span style="color: rgb(223, 58, 35); font-size: 16px;"><strong>新政策调整为</strong></span></p></section><section style="justify-content: flex-start; display: flex; flex-flow: row; margin-top: 4px; margin-bottom: 10px;"><section style="display: inline-block;width: 100%;vertical-align: top;align-self: flex-start;flex: 0 0 auto;border-style: solid;border-width: 1px;border-color: rgba(62, 62, 62, 0.17);padding: 15px;"><section style="font-size: 17px;text-align: justify;line-height: 2;"><p style="text-wrap: wrap;"><span style="font-size: 16px;">缴存人家庭申请住房公积金贷款购买自住住房的,均按<strong><span style="font-size: 16px; color: rgb(223, 58, 35);">首付款比例不低于20%</span></strong>执行,不再区分首、二套和产权面积,有效降低居民购房成本。</span></p></section></section></section><section style="font-size: 17px;line-height: 2;padding-right: 10px;padding-left: 10px;"><p style="text-wrap: wrap;"><span style="font-size: 16px;"><span style="font-size: 16px; color: rgb(223, 58, 35);"><strong>新政还增加了“申请住房公积金贷款购买保障性住房,按首付款比例不低于15%执行”</strong></span><strong>,</strong>有助于更多刚需家庭享受住房公积金政策红利,通过较低成本购买保障性住房,实现安居梦想。</span></p></section><section style="text-align: center;justify-content: center;display: flex;flex-flow: row;margin-top: 10px;margin-bottom: 10px;"><section style="display: inline-block;vertical-align: middle;width: auto;align-self: center;flex: 100 100 0%;height: auto;padding-right: 5px;"><section style="margin-top: 0.5em;margin-bottom: 0.5em;"><section style="background-image: linear-gradient(140deg, rgb(50, 151, 248) 0%, rgb(28, 96, 248) 34%, rgb(30, 101, 248) 66%, rgb(50, 151, 248) 100%);height: 1px;"><svg viewbox="0 0 1 1" style="float:left;line-height:0;width:0;vertical-align:top;"></svg></section></section></section><section style="display: inline-block;vertical-align: middle;width: auto;align-self: center;flex: 0 0 auto;background-image: linear-gradient(140deg, rgb(50, 151, 248) 0%, rgb(28, 96, 248) 34%, rgb(30, 101, 248) 66%, rgb(50, 151, 248) 100%);border-style: solid;border-width: 2px;border-color: rgb(255, 255, 255);border-radius: 50px;overflow: hidden;box-shadow: rgb(189, 189, 189) 0px 0px 3px 0px, rgb(54, 243, 241) 2px 2px 5px 0px inset, rgb(8, 63, 186) -2px -2px 5px 0px inset;padding: 10px 25px;min-width: 5%;height: auto;z-index: 1;"><section style="text-align: left;justify-content: flex-start;display: flex;flex-flow: row;"><section style="display: inline-block;vertical-align: middle;width: auto;align-self: center;flex: 0 0 auto;min-width: 5%;height: auto;"><section style="text-align: right;"><section style="display: inline-block;width: 25px;height: 25px;vertical-align: top;overflow: hidden;border-width: 0px;border-radius: 100%;border-style: none;border-color: rgb(62, 62, 62);background-color: rgb(255, 255, 255);"><section style="text-align: center;margin-top: 5px;margin-bottom: 10px;line-height: 0;"><section style="vertical-align: middle;display: inline-block;line-height: 0;width: 65%;height: auto;"></section></section></section></section></section><section style="display: inline-block;vertical-align: middle;width: auto;align-self: center;flex: 100 100 0%;height: auto;padding-left: 10px;"><section style="text-align: justify;line-height: 2;"><p style="text-wrap: wrap;"><span style="font-size: 16px;"><strong><span style="color: rgb(255, 255, 255); font-size: 17px;">提高住房公积金贷款最高额度</span></strong><span style="font-size: 17px;"></span></span></p></section></section></section></section><section style="display: inline-block;vertical-align: middle;width: auto;align-self: center;flex: 100 100 0%;height: auto;padding-left: 5px;"><section style="margin-top: 0.5em;margin-bottom: 0.5em;"><section style="background-image: linear-gradient(140deg, rgb(50, 151, 248) 0%, rgb(28, 96, 248) 34%, rgb(30, 101, 248) 66%, rgb(50, 151, 248) 100%);height: 1px;"><svg viewbox="0 0 1 1" style="float:left;line-height:0;width:0;vertical-align:top;"></svg></section></section></section></section><section style="line-height: 2;padding-right: 10px;padding-left: 10px;font-size: 17px;color: rgb(39, 88, 202);"><p style="text-align: center;text-wrap: wrap;"><span style="font-size: 16px;"><strong>原政策规定</strong></span></p></section><section style="justify-content: flex-start; display: flex; flex-flow: row; margin-top: 4px; margin-bottom: 10px;"><section style="display: inline-block;width: 100%;vertical-align: top;align-self: flex-start;flex: 0 0 auto;border-style: solid;border-width: 1px;border-color: rgba(62, 62, 62, 0.17);padding: 15px;"><section style="font-size: 17px;text-align: justify;line-height: 2;"><p style="text-wrap: wrap;"><span style="font-size: 16px;">缴存人家庭住房公积金贷款最高额度统一按双职工80万元、单职工50万元执行。</span></p></section></section></section><section style="text-align: center;line-height: 2;padding-right: 10px;padding-left: 10px;color: rgb(223, 58, 35);"><p><span style="font-size: 16px;"><strong>新政策出台后</strong></span></p></section><section style="justify-content: flex-start; display: flex; flex-flow: row; margin-top: 4px; margin-bottom: 10px;"><section style="display: inline-block;width: 100%;vertical-align: top;align-self: flex-start;flex: 0 0 auto;border-style: solid;border-width: 1px;border-color: rgba(62, 62, 62, 0.17);padding: 15px;"><section style="font-size: 17px;text-align: justify;line-height: 2;"><p style="text-wrap: wrap;"><span style="font-size: 16px;">缴存人家庭最高贷款额度提高至<span style="font-size: 16px; color: rgb(223, 58, 35);"><strong>双缴存人100万元、单缴存人60万元</strong></span>,在满足测算条件和还款能力的前提下,有利于缴存人更好享受住房公积金贷款政策红利。</span></p><p style="text-wrap: wrap;"><span style="font-size: 16px;">同时对于多子女家庭、各类人才等缴存对象,在此基础上继续给予支持政策。</span></p></section></section></section><section style="line-height: 2;padding-right: 10px;padding-left: 10px;"><p style="text-align: center;text-wrap: wrap;"><span style="font-size: 16px;"><strong>以上政策10月15日起实施</strong></span></p></section><section><p style="text-align: right;text-wrap: wrap;"><br/></p><hr style="border-style: solid; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-color: rgba(0, 0, 0, 0.1); transform-origin: 0px 0px; transform: scale(1, 0.5);"/><p style="text-wrap: wrap;"><span style="color: rgb(160, 160, 160); font-size: 16px;">福州晚报新媒体出品,转载请注明出处</span></p></section><p><br/></p><p><br/></p><link rel="stylesheet" href="//www.fqlook.cn/source/plugin/wcn_editor/public/wcn_editor_fit.css?v134_J03" id="wcn_editor_css"/> 好像我的不能贷款了 政策好不好有待商榷 全心全意为人民服务,
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